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| | |-Comping Club  Win $50,000 with your Home Loan/Have Home loan Balance 31/10/14/Orange CU/NSW
Entry Details
  • Win $50k with your home loan     Closing Date: Friday 31 October 2014

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« : Tuesday 16 September 2014, 02:06:01 pm »
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http://www.orangecu.com.au/index.asp?menuid=960&artid=1014

Win $50,000 with your Home Loan



In celebration of our 50th anniversary, we’re giving our home loan borrowers the chance to win $50,000.

 

If you have a home loan balance with us on 31st October 2014, you will automatically go into the draw to be chosen as the Contestant in our $50,000 home loan promotion.


If you’re in need of a new home loan, consider our competitive range of fixed, variable and introductory home loans.

 
Apply today!


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Home Loans

Apply for Loan

Terms and Conditions


Eligibility criteria, conditions of use, fees and charges apply. Australian Credit Licence 240768. NSW LTPS/14/04505


$50,000 HOME LOAN PROMOTION
1. The Orange Credit Union "$50,000 Home Loan Promotion" will commence on 19
June 2014 and conclude on Friday 31st October 2014.
2. Entry is open to members of Orange Credit Union who have a current Orange Credit
Union home loan balance as at 31st October 2014.
3. The loan must be an Owner Occupied or Investment Home Loan, in personal name/s
only. The loan must be in good standing with no more than 14 days in arrears as at
31 October 2014.
4. How to enter Competition: One entry per loan regardless of the number of
borrowers on the loan. Home loans which comply with the competition entry criteria
outlined in paragraphs 2 and 3 will receive an automatic entry into the competition
draw.
5. Members who qualify for an entry under Clause 4 will be allocated additional bonus
entries for other finance products held with Orange Credit Union as follows:
a. 5 entries for each eligible home loan on their membership
b. 3 entries for a current Car or Personal Loan
c. 1 entry for a Visa Debit Card
The additional bonus entries for Car or Personal Loan and Visa Debit facilities will
only be allocated to the first home loan, in the case of a member having multiple
home loans.
6. Any member who would be otherwise eligible to enter the competition but does not
want to enter can be removed from the competition by writing to: Home Loan
Promotion, Orange Credit Union, 288 Summer Street, Orange NSW 2800
7. Employees and Directors (and their immediate families) of Orange Credit Union are
ineligible to enter. Immediate family will be defined as husband/wife, mother/father,
son/daughter, brother/sister (including in-law, step or de-facto).
8. The draw to select one person to play the Game shall take place at 12pm AEST
Thursday, 6th November at Orange Credit Union, 288 Summer Street, Orange NSW
2800. One entry will be selected electronically and at random.
9. One person only (The Contestant) will be drawn and given the opportunity to
participate in the “Game for the chance to win a minimum of $500 or $50,000 Cash”.
The Contestant is the person named in the successful entry in Clause 8. If in relation
to a joint loan, then the primary borrower will be the contestant, as in Clause 4. The
Promoter’s decision is final and no correspondence will be entered into.
The Game
10. The Contestant, or their appointed proxy, will participate in the Game in accordance
with these rules. The Game will be conducted during the 50th Anniversary Dinner on
Saturday 13th December 2014 at Orange Ex-Services Club, 231-243 Anson Street
Orange NSW 2800. One envelope contains the Major Prize. The remaining 99
envelopes contain the consolation prize. There will be 100 security envelopes on
display at the commencement of the Game. Of the 100 security envelopes, 1 (one)
will contain a message representing $50,000 and 99 will contain a message
representing a consolation prize of $500. The Contestant must select 1 (one) of the
security envelopes. Once the Contestant has selected the security envelope, the
prize revealed is the prize won, no further security envelopes may be selected and,
subject to verification by Orange Credit Union, the Contestant will be awarded the
prize shown in the 1 (one) selected security envelope as their prize (either ‘$50,000’
or '$500'). When the Contestant selects a security envelope, they must do so
without touching, handling or interfering in any way with any of the other security
envelopes on display.
11. The Contestant’s name will be published in The Central Western Daily Newspaper on
Saturday 20th December 2014.
12. If this promotion is interfered with in any way or is not capable of being conducted
as reasonably anticipated due to any reason beyond the reasonable control of
Orange Credit Union, including but not limited to technical difficulties, unauthorised
intervention or fraud, Orange Credit Union reserves the right, in its sole discretion,
to the fullest extent permitted by law: (a) to disqualify any entrant; or (b) subject to
any written directions from a regulatory authority, to modify, suspend, terminate or
cancel the promotion, as appropriate.
13. Total prize pool value is up to $50,000.
14. We will pay the winning amount to the borrower or, if more than one on the home
loan, equally. We will pay prizes by direct credit to an account that the borrower/s
nominate.
15. Nothing in these Terms and Conditions limits, excludes or modifies or purports to
limit, exclude or modify the statutory consumer guarantees as provided under the
Competition and Consumer Act, as well as any other implied warranties under the
ASIC Act or similar consumer protection laws in the State and Territories of Australia
(“Non-Excludable Guarantees”). Except for any liability that cannot by law be
excluded, including the Non-Excludable Guarantees, the Promoter and the
Participating Suppliers (including their respective officers, employees and agents)
exclude all liability (including negligence), for any personal injury; or any loss or
damage (including loss of opportunity); whether direct, indirect, special or
consequential, arising in any way out of the promotion.
16. Except for any liability that cannot by law be excluded, including the Non-Excludable
Guarantees, the Promoter and the Participating Suppliers (including their respective
officers, employees and agents) are not responsible for and excludes all liability
(including negligence), for any personal injury; or any loss or damage (including loss
of opportunity); whether direct, indirect, special or consequential, arising in any way
out of: (a) any technical difficulties or equipment malfunction (whether or not under
the Promoter’s control); (b) any theft, unauthorised access or third party
interference; (c) any entry or prize claim that is late, lost, altered, damaged or
misdirected (whether or not after their receipt by the Promoter) due to any reason
beyond the reasonable control of the Promoter; (d) any variation in prize value to
that stated in these Terms and Conditions; (e) any tax liability incurred by a winner
or entrant; or (f)use of a prize.
17. The Contestant consents to Orange Credit Union using their name, likeness, image
and/or voice (including photograph, film and/or recording of the same) in any media
for an unlimited period without remuneration for the purpose of promoting this
competition (including any outcome), and promoting any products manufactured,
distributed and/or supplied by Orange Credit Union.
18. The promoter is Orange Credit Union, 288 Summer Street, Orange NSW 2800. ABN:
34 087 650 477.
19. Authorised under: NSW Permit Number LTPS /14/04505
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