http://info.stgeorge.com.au/estatements/?pid=isc:sr:q3-est_1404:estm:hpg_b
One of ten prizes of $1,000 to be won. Switch by 30 September.
Make the switch from paper to eStatements today and you’ll automatically go into the draw to win $1,000 credited into your St.George Transaction Account. To get started, simply use your Mobile Banking app or through Internet Banking.
How to switch
Here are three easy ways to switch:
Through your
Internet Banking
Through your Internet Banking
Using your mobile app
Using your mobile app
Talk to us
and we'll help you
Things you should know:
Promotion starts 12.01 am on 1.07.14 and closes 11.59pm on 30.09.14. There are 10 prizes available. Each prize consists of a $1,000 deposit in a St.George Transaction or Savings account. Entrants must reside in South Australia & Northern Territory and be aged 18 years or over to be eligible. Entrants must suppress paper statements and switch to eStatements on eligible St.George Accounts during the Promotion Period, see full Terms and Conditions for details. The Draw will be held on 11.10.14 at 15 Grosvenor Street, Neutral Bay, NSW. The winner will be notified by phone and email. The winner’s name will be published in the Australian newspaper on 20.10.14. Before making a decision, read the terms and conditions that apply to Internet Banking at
www.stgeorge.com.au and consider whether this product is appropriate for you. iPad is a registered trademark of Apple Inc. St.George for iPad is for use by St.George Australian customers only. Downloading the app is free, but standard fees and charges for using Internet Banking still apply. Also be aware that you may incur Internet data charges through your mobile network or Internet service providers. For a copy of the full Terms and Conditions please visit
www.stgeorge.com.au/estatementsEntry Procedure
1. Receive an invitation from St.George to enter this Promotion. An invitation will be either a:
Electronic Direct Mail sent to the customer’s nominated email address; or
link to the landing page inside St.George Internet Banking or
a notice in St.George Internet Banking.and
2. Access St. George Internet Banking at
www.stgeorge.com.au and opt in to receive eStatements on any eligible St.George Account and enter their email address,
For eligible St.George Accounts that offer the eStatement feature please go to
http://www.stgeorge.com.au/personal-banking/bank-accounts/manage/eligible-accounts/Automatic Entry Opt Out
Any person who submits an entry who would otherwise be an Eligible Entrant but who does not wish to enter the Promotion may advise the Promoter by calling 13 33 30 and that Eligible Entrant will be deemed ineligible to enter Promotion
Prize Restrictions
The Prize is to be credited to a St.George Transaction or Savings account held in the name of the Winner. In the event the Winner does not hold a St.George Transaction or Savings account, they will be required to either open a Transaction or Savings account online via
www.stgeorge.com.au or attend a St.George branch to open one. Account opening requirements apply and any failure to meet Account opening requirements will mean the Prize is forfeited. With the exception of South Australian residents, Entrants may only win one Prize in this Promotion.
Conditions of Entry
1. These Conditions of Entry incorporate and must be read together with the Schedule for this Promotion. The Schedule prevails to the extent of any inconsistency with these Conditions of Entry. By participating in this Promotion, each participant fully and unconditionally agrees and acknowledges that these terms and conditions are binding.
2. Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, except where stated otherwise.
Eligibility
3. If this is a public promotion, entry to the Promotion is open to residents of the Relevant State/s who meet the Entry Restrictions (if any). Entrants under 18 years of age must have the consent of a parent or guardian to enter.
4. If this is an internal promotion, entry to the Promotion is open to employees and contractors of the Promoter who meet the Entry Restrictions (if any). Members of the public are not permitted to enter.
5. Unless this is an internal promotion, employees and contractors of the St.George Group and their immediate families are ineligible to enter.
6. The Promotion will be conducted during the Promotion Period.
7. To enter the Promotion, entrants must complete the Entry Procedure during the Promotion Period.
8. Entries may only be submitted in accordance with the Entry Procedure and will not be accepted by the Promoter in any other form.
9. Entrants may enter the Promotion up to the Maximum Number of Entries.
10. Entries must be received by the Promoter during the Promotion Period. Online or email entries are deemed to have been received at the time of receipt into the promotion database and not at the time of transmission by the entrant.
11. Entrants are required to take full responsibility for the content of their entry and for ensuring that their entry complies with these Conditions of Entry. For the purposes of these content requirements, “entry content” includes any content (including text, photos, videos and email messages) that entrants submit, upload, transmit, publish, communicate or use in connection with their entry into the Promotion.
12. Incomplete and ineligible entries will be deemed invalid. Entries will also be deemed invalid if they breach these Conditions of Entry as determined by the Promoter in its sole discretion or any other content guidelines notified by the Promoter during the Entry process for the Promotion.
13. In the event that an account with the Promoter is held in joint names, the Eligible Entrant will be the person first named on that account.
Determining and notifying winners
14. The Prize draw(s) (if applicable) will be conducted in accordance with the Draw Details. The Prize(s) will be awarded to the valid Entry or Entries (as applicable) randomly drawn in accordance with the Prize Details.
15. If the Promotion includes instant win prizes, the instant win prize(s) will be awarded to the valid Entry or Entries (as applicable) in accordance with the Entry Procedure and the Instant Win Details.
16. Winners will be notified as specified in the Schedule and their name and State/Territory of residence will be published in accordance with the Schedule.
Prizes
17. The Prize(s) are specified in the Prize Details. The Prize(s) are subject to any restrictions specified in the Schedule. The total Prize pool is specified in the Schedule.
18. Prizes are not transferable, exchangeable, or redeemable for cash.
19. If a prize includes gift cards or vouchers, the gift cards or vouchers are only valid until the gift card or voucher expiry date specified on the gift cards or voucher or by the provider, and are subject to any terms and conditions imposed by the provider. Once awarded, the Promoter is not be liable for any gift card or voucher that has been lost, stolen, forged, damaged or tampered with in any way.
20. If a prize includes tickets, the tickets are only valid for the date or period specified on the tickets or by the provider, and are subject to any terms and conditions imposed by the provider. Once awarded, the Promoter is not be liable for any ticket that has been lost, stolen, forged, damaged or tampered with in any way.
21. If a prize includes travel, The Winner (as defined below) and any travelling companions must travel at the same time, must depart from the same capital city and are responsible for transport from their residence to their nearest capital city for flight departure. Air tickets are for travel on the regular scheduled services of each airline and are subject to seasonal embargos. Flight itinerary may have to be adjusted depending on the airline's departure city and their current flight schedule. Frequent Flyer points are not available from any airline in respect of flights awarded under this Promotion. A credit card imprint or cash deposit may be required from the winner at check-in to the hotel, which may be used in relation to incidental charges (which are not included in the Prize). Once accommodation vouchers for accommodation awarded in this Promotion are issued they are non-changeable. It is the travellers’ personal responsibility to ensure that they have valid documentation, including but not limited to valid passports and visas, which meet the requirements of immigration and other government authorities at every destination. Any fines, penalties, payments or expenditures incurred as a result of such documents not meeting the requirements of those authorities will be the sole responsibility of the travellers. The Promoter makes no representation as to the safety, conditions or other issues that may exist at any destination. International travel advice can be obtained from various sources, including government, local consular offices and the web site of the Australian Department of Foreign Affairs and Trade. Travel must be taken at the time specified by the Promoter and must coincide with the dates specified in these terms and conditions. If a Winner or any travelling companion is, for whatever reason, unable to travel on a nominated date, or do not take an element of the Prize within the time stipulated by the Promoter then that element of the Prize will be forfeited by the Winner. Cash will not be awarded in lieu of the Prize or any element thereof.
Claiming prizes
22. Prizes must be claimed by the Prize Claim Date in accordance with any claim instructions set out in the Schedule.
23. If a prize is not accepted or claimed by the Prize Claim Date, the relevant winner’s entry will be deemed invalid and the Promoter reserves the right to distribute the unclaimed prizes in accordance with the Unclaimed Prize Arrangements specified in the Schedule, subject to any directions given by any relevant authority. Winners of unclaimed prizes will be notified and have their names and State/Territory of residence published in accordance with the Unclaimed Prize Arrangements.
General
24. The Promoter and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) will be known as the "Westpac Group".
25. The Promoter collects personal information from all participants in order to conduct the Promotion. If the information requested is not provided, the participant may not participate in the Promotion or claim a Prize and their entry may be discarded. It is a condition of entry into the Promotion that the Winner consents to the publication of their name and city of origin in any advertisements or articles relating to the Promotion or the Prize and participates in any media releases which may include photographs of the Winner by the Promoter or any other member of the Westpac Group. By entering this promotion, participants consent to the use of their names and likenesses in this manner. The Promoter’s treatment and storage of personal information will be handled in accordance with all applicable laws in Australia. Your information will not be used to contact you for marketing purposes.
26. The Winner may be liable to declare the Prize for taxation purposes and will be liable for any tax payable in respect of a Prize. Eligible Entrants should seek independent financial advice in relation to any tax payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion.
27. For internal/staff promotions: The Prize is subjected to Fringe Benefit Tax (“FBT”), which is paid by the Promoter. However the amount may be reported on the Winner's payment summary (group certificate). Eligible Entrants should seek independent financial advice regarding the impact of the FBT and any other related taxes payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion. More information on FBT can be obtained from the Australian Taxation Office or
www.ato.gov.au.
28. Except for guarantees, warranties and conditions implied by law which cannot be excluded, neither the Promoter nor any other member of the Westpac Group make any guarantees, representations or warranties, express or implied, regarding the quality or suitability of any prizes awarded under these terms and conditions.
29. Nothing in these terms and conditions is intended to exclude, restrict or modify any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by any legislation which cannot lawfully be excluded or limited. This may include the Corporations Act 2001, the Competition and Consumer Act 2010, Australian Consumer Law or any equivalent State or Territory legislation. If any guarantee, warranty, term or conditions implied or imposed under the Australian Consumer Law or any other applicable legislation in relation to any prizes awarded under these terms and conditions cannot be excluded (a “Non-Excludable Provision”) and the Promoter is able to limit the remedy for a breach of the Non-Excludable Provision, then the liability of the Promoter and all members of the Westpac Group for breach of the Non-Excludable Provision is limited to one or more of the following at the Promoter's option:
the replacement of the prize or the supply of an equivalent prize,
the repair of the prize,
the supplying of the prize again,
the payment of the cost of replacing the prize or of acquiring an equivalent prize,
the payment of the cost of having the prize repaired; or
the payment of the costs of having the prize supplied again.
30. To the maximum extent permitted by law, the Promoter and all other members of the Westpac Group expressly disclaim liability for any loss or damage whatsoever (including but not limited to indirect or consequential loss) or for any personal injury which is suffered or sustained in connection with any participant’s participation in this Promotion or the acceptance of any Prize. The Winner indemnifies the Promoter and all members of the Westpac Group against any liability, injury, loss or damage which may be suffered, incurred or sustained by the Promoter or any member of the Westpac Group arising out of, relating to, or in any way connected with, any act or omission (including negligence) by the Winner, or its use of the Prize, or its breach of these terms and conditions.
31. If a Scrutineer is required by any relevant authority, representatives of the Westpac Group Legal Department have been appointed to confirm that the processes followed by the Promoter provide reasonable assurance that all persons who are entitled to participate in the Promotion are entered and that the Promotion is fair. In the event of a dispute those representatives will act as adjudicators and their decision will be final and no correspondence will be entered into.
32. Neither the Promoter nor any other member of the Westpac Group will be responsible for any problems or technical malfunction of any computer online systems, servers or providers, computer equipment, software, failure of any email or entry to be received by the Promoter on account of technical problems or traffic congestion on the Internet.
33. If this Promotion is not capable of running as planned for any reason (including but not limited to failure or malfunction of any computer equipment by reason of infection by computer virus, power failure, bugs, tampering, unauthorized intervention, fraud, or technical failures or any other causes which corrupt or affect the administration security, fairness, integrity or proper conduct of this Promotion), the Promoter reserves the right in its sole discretion to disqualify any individual who undermines the integrity or fair running of the Promotion for other entrants, including by tampering with the entry process, and, after consulting with the relevant legislative authorities, to cancel, terminate, modify or suspend the Promotion.
NSW Permit No: LTPM/13/01117 Vic Permit no: 14/4409 SA Permit No: T14/1051 ACT Permit No: 02019
© 2014 St.George Bank – a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
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