http://www.rams.com.au/greataustraliandreamSubscribe and win!
"other" for entry frequency - additional entry if you share your confirmation email with friends and they enter.
Privacy Statement: The personal information we collect from you on this form will be used to respond to your query. We may use and disclose your personal information to RAMS franchisees, other members of the Westpac Group and other organisations that we engage or assist us with our business. Read our privacy policy, which contains information about how we handle your personal information.
Schedule to Conditions of Entry
Promotion Name: The Great Australian Dream competition
Promotion type: Public (external)
Promotion style: Game of Chance
Promoter: The promoter is RAMS Financial Group Pty Limited ABN 30 105 207 538 of 275 Kent Street, Sydney NSW.Tel: 1800 616 420
Permit Numbers: Authorised under permit numbers NSW LTPS/15/01531 / VIC 15/364 / SA T15/279 / ACT TP 15/04845.3
Relevant States: All Australian States and Territories
Entry Restrictions: Entry is open to all residents of Australia aged 18 years or over (an “Entrant”).
Promotion Period: Opens:30 March 2015 at 12:00pm AEDT Closes: 29 March 2016 at 12:00pm AEST
Entry Procedure: Visit
www.rams.com.au/greataustraliandream during the Promotion period and:
subscribe to RAMS The Great Australian Dream online television series
complete the Entry Form
opt in to receive marketing communications from RAMS;
agree to the Terms & Conditions of Entry; and
submit the Entry by clicking the ‘submit’ button.
Upon Entry, Entrants will receive an automatically generated email confirming their Entry. They may share this email with friends and will receive one additional Entry for each friend who enters the Promotion via the link in that email.
Maximum number of Entries: Limit of one entry per person. Additional Entries may be awarded for every Entrant who Enters the Promotion via the link in the original Entrant’s confirmation email.
Draw Details: (if game of chance)
Date: 30 March 2016M
Time: 10:00am
Location: RAMS Financial Group, Level 7, 17 York Street, Sydney
Draw Method: Electronic Random Draw
Prize details: The Prize consists of $10,000 deposited into a RAMS Saver account in the name of the Winner.
Prize Restrictions: The Winner must open a RAMS Saver account to claim the cash prize. The RAMS Saver account is subject to account opening requirements including verification of identity. Failure to comply with the account opening requirements will result in the Winner forfeiting the Prize.
Total prize pool: $10,000
Notification of Winner: The Winner will be notified in writing on 30 March 2016.
Publication details: Raymond A Ram Facebook Page on 30 March 2016 by 12:00pm
Prize claim date: 30 June 2016
Unclaimed Prize Draw:
Date: 30 June 2016
Time: 4:00pm
Location: RAMS Financial Group, Level 7, 17 York Street, Sydney NSW
Publication date for unclaimed prize draw winner (if any): Unclaimed Prize Draw winner’s name will be published in the Raymond A Ram Facebook page on 30 June 2016.
Additional terms: Prize will be awarded to the winner within 28 days of the draw.
Promoter’s Privacy Policy: The Promoter’s privacy policy can be found at
http://www.rams.com.au/your-privacy Conditions of Entry
These Conditions of Entry incorporate and must be read together with the Schedule for this Promotion. The Schedule prevails to the extent of any inconsistency with these Conditions of Entry. By participating in this Promotion, each participant fully and unconditionally agrees and acknowledges that these terms and conditions are binding.
Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, except where stated otherwise.
Eligibility
If this is a public promotion, entry to the Promotion is open to residents of the Relevant State/s who meet the Entry Restrictions (if any). Entrants under 18 years of age must have the consent of a parent or guardian to enter.
If this is an internal promotion, entry to the Promotion is open to employees and contractors of the Promoter who meet the Entry Restrictions (if any). Members of the public are not permitted to enter.
Unless this is an internal promotion, employees and contractors of the Westpac Group and their immediate families are ineligible to enter.
The Promotion will be conducted during the Promotion Period.
To enter the Promotion, entrants must complete the Entry Procedure during the Promotion Period.
Entries may only be submitted in accordance with the Entry Procedure and will not be accepted by the Promoter in any other form.
Entrants may enter the Promotion up to the Maximum Number of Entries.
Entries must be received by the Promoter during the Promotion Period. Online or email entries are deemed to have been received at the time of receipt into the promotion database and not at the time of transmission by the entrant.
Entrants are required to take full responsibility for the content of their entry and for ensuring that their entry complies with these Conditions of Entry. For the purposes of these content requirements, “entry content” includes any content (including text, photos, videos and email messages) that entrants submit, upload, transmit, publish, communicate or use in connection with their entry into the Promotion.
Incomplete and ineligible entries will be deemed invalid. Entries will also be deemed invalid if they breach these Conditions of Entry as determined by the Promoter in its sole discretion or any other content guidelines notified by the Promoter during the Entry process for the Promotion.
In the event that an account with the Promoter is held in joint names, the Eligible Entrant will be the person first named on that account.
Facebook promotions
Entry and continued participation in the Promotion is dependent on Eligible Entrants following and acting in accordance with the Facebook Statement of Rights and Responsibilities, which can be viewed at
www.facebook.com/terms.php. This Promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Eligible Entrants understand that they are providing their information to the Promoter and not to Facebook. The information an Eligible Entrant provides will only be used for the purposes outlined in these Terms and Conditions. Any questions, comments or complaints about this Promotion must be directed to the Promoter and not to Facebook.
Determining and notifying winners
The Prize draw(s) (if applicable) will be conducted in accordance with the Draw Details. The Prize(s) will be awarded to the valid Entry or Entries (as applicable) randomly drawn in accordance with the Prize Details.
If the Promotion includes instant win prizes, the instant win prize(s) will be awarded to the valid Entry or Entries (as applicable) in accordance with the Entry Procedure and the Instant Win Details.
Winners will be notified as specified in the Schedule and their name and State/Territory of residence will be published in accordance with the Schedule.
Prizes
The Prize(s) are specified in the Prize Details. The Prize(s) are subject to any restrictions specified in the Schedule. The total Prize pool is specified in the Schedule.
Prizes are not transferable, exchangeable, or redeemable for cash.
If a prize includes gift cards or vouchers, the gift cards or vouchers are only valid until the gift card or voucher expiry date specified on the gift cards or voucher or by the provider, and are subject to any terms and conditions imposed by the provider. Once awarded, the Promoter is not be liable for any gift card or voucher that has been lost, stolen, forged, damaged or tampered with in any way.
If a prize includes tickets, the tickets are only valid for the date or period specified on the tickets or by the provider, and are subject to any terms and conditions imposed by the provider. Once awarded, the Promoter is not be liable for any ticket that has been lost, stolen, forged, damaged or tampered with in any way.
If a prize includes travel, The Winner (as defined below) and any travelling companions must travel at the same time, must depart from the same capital city and are responsible for transport from their residence to their nearest capital city for flight departure. Air tickets are for travel on the regular scheduled services of each airline and are subject to seasonal embargos. Flight itinerary may have to be adjusted depending on the airline's departure city and their current flight schedule. Frequent Flyer points are not available from any airline in respect of flights awarded under this Promotion. A credit card imprint or cash deposit may be required from the winner at check-in to the hotel, which may be used in relation to incidental charges (which are not included in the Prize). Once accommodation vouchers for accommodation awarded in this Promotion are issued they are non-changeable. It is the travellers’ personal responsibility to ensure that they have valid documentation, including but not limited to valid passports and visas, which meet the requirements of immigration and other government authorities at every destination. Any fines, penalties, payments or expenditures incurred as a result of such documents not meeting the requirements of those authorities will be the sole responsibility of the travellers. The Promoter makes no representation as to the safety, conditions or other issues that may exist at any destination. International travel advice can be obtained from various sources, including government, local consular offices and the web site of the Australian Department of Foreign Affairs and Trade. Travel must be taken at the time specified by the Promoter and must coincide with the dates specified in these terms and conditions. If a Winner or any travelling companion is, for whatever reason, unable to travel on a nominated date, or do not take an element of the Prize within the time stipulated by the Promoter then that element of the Prize will be forfeited by the Winner. Cash will not be awarded in lieu of the Prize or any element thereof.
Claiming prizes
Prizes must be claimed by the Prize Claim Date in accordance with any claim instructions set out in the Schedule.
If a prize is not accepted or claimed by the Prize Claim Date, the relevant winner’s entry will be deemed invalid and the Promoter reserves the right to distribute the unclaimed prizes in accordance with the Unclaimed Prize Arrangements specified in the Schedule, subject to any directions given by any relevant authority. Winners of unclaimed prizes will be notified and have their names and State/Territory of residence published in accordance with the Unclaimed Prize Arrangements.
Skill based Promotions
If this Promotion is a Game of Skill; chance plays no part in determining the winner.
Entries must be the entrant’s original work. The Promoter reserves the right to verify, or to require the entrant to verify, that the entry is the entrant’s original work. If an entry cannot be verified to the Promoter’s satisfaction, the entry will be deemed invalid.
An entrant’s entry must not include:
a. any image or voice of any other person without that person’s express consent. Entrants warrant that if any such content is included, they have obtained the express consent of the relevant person;
b. any content that contravenes any law, infringes the rights of any person or is obscene, offensive, potentially defamatory, discriminatory, indecent or otherwise objectionable or inappropriate (which includes, without limitation, any content involving nudity, malice, excessive violence or swearing); and
c. any literary, dramatic, musical or artistic work, any audio-visual or sound recording, or any other item in which copyright subsists, unless the entrant is entitled to do so. If an entrant has any doubts about whether they have the right to include any content (for example, recorded music) they must not include it. By including any such content in their entry, the entrant warrants that they have the permission of the relevant copyright owner to do so and that this permission allows the Promoter to use the entry in accordance with these Conditions of Entry.
The Promoter may, in its absolute discretion, edit, modify, delete, remove or take-down any part of an entrant’s entry.
The winning Entries will be those determined to be the most original and imaginative, as judged by a panel of judges appointed by the Promoter, and the Eligible Entrant(s) that submitted the winning Entries will be declared the winner (the “Winner(s)”). The judges’ decision will be final and no correspondence will be entered into. The judges, in their sole discretion, may not allocate any Prize(s), or fewer than the number of Prize(s) stated above (including in circumstances where insufficient Entries are received or Entries are judged to be of a poor standard).
By participating in this Promotion each participant grants the Promoter and the Westpac Group a perpetual, non-exclusive, transferable, irrevocable, royalty-free, worldwide licence to use, reproduce, publish, distribute and disseminate all intellectual property rights in Entries that are capable of being assigned to the Promoter and consents to the Promoter and any other member of the Westpac Group using, reproducing or editing and adapting any Entry, if the Promoter wishes, in broadcast, electronic and print media, newsletters, in the Promoter branch merchandising and related marketing activities in whole or in part without attributing that Entry to the person who created it.
General
The Promoter and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) will be known as the “Westpac Group”.
The Promoter collects personal information from all participants in order to conduct the Promotion. If the information requested is not provided, the participant may not participate in the Promotion or claim a Prize and their entry may be discarded. It is a condition of entry into the Promotion that the Winner consents to the publication of their name and city of origin in any advertisements or articles relating to the Promotion or the Prize and participates in any media releases which may include photographs of the Winner by the Promoter or any other member of the Westpac Group. By entering this promotion, participants consent to the use of their names and likenesses in this manner. The Promoter’s treatment and storage of personal information will be handled in accordance with all applicable laws in Australia. The Promoter will use and disclose the Entrant’s personal information to other members of the Westpac Group, RAMS franchisees, anyone it engages to do something on its behalf, and other organisations that assist the Promoter with its business. The Promoter’s Privacy Policy, available at RAMS.com.au/your-privacy or by calling 13 7267 contains information about how the Promoter handles the Entrant’s personal information. The Promoter and its franchisees may contact the Entrant or send the Entrant information regarding other products and services offered by the Westpac Group or its preferred suppliers, including sending electronic messages or telephoning the Entrant. If the Entrant does not wish to receive these communications they can notify the Promoter by writing to RAMS Privacy Officer, Locked Bag 5001, Concord West, NSW 2138, or calling the Promoter on 13 7267 or visiting a RAMS Home Loan Centre. Entry is conditional on Entrants providing their personal information for these purposes.
The Winner may be liable to declare the Prize for taxation purposes and will be liable for any tax payable in respect of a Prize. Eligible Entrants should seek independent financial advice in relation to any tax payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion.
For internal/staff promotions: The Prize is subjected to Fringe Benefit Tax (“FBT”), which is paid by the Promoter. However the amount may be reported on the Winner's payment summary (group certificate). Eligible Entrants should seek independent financial advice regarding the impact of the FBT and any other related taxes payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion. More information on FBT can be obtained from the Australian Taxation Office or
www.ato.gov.au.
Except for guarantees, warranties and conditions implied by law which cannot be excluded, neither the Promoter nor any other member of the Westpac Group make any guarantees, representations or warranties, express or implied, regarding the quality or suitability of any prizes awarded under these terms and conditions.
Nothing in these terms and conditions is intended to exclude, restrict or modify any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by any legislation which cannot lawfully be excluded or limited. This may include the Corporations Act 2001, the Competition and Consumer Act 2010, Australian Consumer Law or any equivalent State or Territory legislation. If any guarantee, warranty, term or conditions implied or imposed under the Australian Consumer Law or any other applicable legislation in relation to any prizes awarded under these terms and conditions cannot be excluded (a “Non-Excludable Provision”) and the Promoter is able to limit the remedy for a breach of the Non-Excludable Provision, then the liability of the Promoter and all members of the Westpac Group for breach of the Non-Excludable Provision is limited to one or more of the following at the Promoter's option:
a. the replacement of the prize or the supply of an equivalent prize,
b. the repair of the prize,
c. the supplying of the prize again,
d. the payment of the cost of replacing the prize or of acquiring an equivalent prize,
e. the payment of the cost of having the prize repaired; or
f. the payment of the costs of having the prize supplied again.
To the maximum extent permitted by law, the Promoter and all other members of the Westpac Group expressly disclaim liability for any loss or damage whatsoever (including but not limited to indirect or consequential loss) or for any personal injury which is suffered or sustained in connection with any participant’s participation in this Promotion or the acceptance of any Prize. The Winner indemnifies the Promoter and all members of the Westpac Group against any liability, injury, loss or damage which may be suffered, incurred or sustained by the Promoter or any member of the Westpac Group arising out of, relating to, or in any way connected with, any act or omission (including negligence) by the Winner, or its use of the Prize, or its breach of these terms and conditions.
If a Scrutineer is required by any relevant authority, representatives of the Westpac Group Legal Department have been appointed to confirm that the processes followed by the Promoter provide reasonable assurance that all persons who are entitled to participate in the Promotion are entered and that the Promotion is fair. In the event of a dispute those representatives will act as adjudicators and their decision will be final and no correspondence will be entered into.
Neither the Promoter nor any other member of the Westpac Group will be responsible for any problems or technical malfunction of any computer online systems, servers or providers, computer equipment, software, failure of any email or entry to be received by the Promoter on account of technical problems or traffic congestion on the Internet.
If this Promotion is not capable of running as planned for any reason (including but not limited to failure or malfunction of any computer equipment by reason of infection by computer virus, power failure, bugs, tampering, unauthorized intervention, fraud, or technical failures or any other causes which corrupt or affect the administration security, fairness, integrity or proper conduct of this Promotion), the Promoter reserves the right in its sole discretion to disqualify any individual who undermines the integrity or fair running of the Promotion for other entrants, including by tampering with the entry process, and, after consulting with the relevant legislative authorities, to cancel, terminate, modify or suspend the Promotion.
