Australian Competitions Club

http://www.financialservicesonline.com.au/shopping-spree.htm



Here's your chance to WIN a
$1,000 SHOPPING SPREE!
Not only can we help you find the best rates for a comprehensive range of insurance and finance products - from a huge selection of Australia's leading insurance, mortgage and finance specialists ...

... when you apply free online for any comparative insurance, home loan or finance quote with us this month, you'll automatically qualify for a free entry into our monthly prize draw and you could WIN A $1000 SHOPPING SPREE!

Each month for the next 12 months, one lucky visitor to this website will win a $1,000 Coles/Myer shopping voucher. It could be you!

In addition, when you apply online this month you will also receive ...

1. A complimentary copy of the highly acclaimed "Financial Independence: Insider Secrets to Financial Success" by John Jenson and James Brodie. This fabulous eBook normally retails for $59.90 and is packed with powerful information written to help all Australians achieve financial independence ... read more

2. 12 months' free subscription to MONEY TIPS e-zine which includes a whole stack of insider information, great offers and free gifts.

3. A free $10 gift voucher (no strings attached) to spend at one of Australia's leading online home product stores.

HOW TO ENTER

Simply submit your quote request for any of the financial services listed below and you'll be placed in this month's prize draw automatically. All quote requests are free and without obligation. Your enquiry must be genuine - and you must be an Australian resident. See full terms and conditions for more detail.

Simply select the type of quote you need from the list below and you could ..

win a
$1000 SHOPPING SPREE!

Finance:
 Insurance:
 
Want to know if you qualify?

Select from the list below for a free loan eligibility assessment and an offer of the best loan rates & options from a big selection of Australia's leading bank and non-bank lenders for ...
 Select from the list below and save up to 50% on your insurance!

We give you access to the hottest insurance premium rate comparisons from a whole range of Australia's leading insurance product providers for ...
 
Home Loans : We can help find you a loan regardless of your situation.
 Life Insurance : Let us help you locate the best rates for yourself and/or your partner.
 
Business Loans : We can assist you whatever your business finance needs.
 Income Protection : We'll show you how to save on insurance for your most valuable asset.
 
Personal Loans : Check out our offers for an unsecured loan for any worthwhile purpose.
 Home & Contents Insurance : For great rates and superior coverage on your belongings.
 
Car Loans : We'll find you the best rates and options - fast and easy.
 Public Liability : Try us to find the best liability insurance rates for any occupation
 
Boat Loans : Let us help you find a competitive loan for any watercraft.
 Professional Indemnity : We'll find you a super competitive rate for your PI insurance
 
Truck Loans : We can help with finance for big trucks, small trucks and everything in between.
 Business Insurance : We can help to find real premium savings for any type of business.


Terms and Conditions: $1,000 Shopping Spree Competition


 
CONDITIONS OF ENTRY

1. Information on how to enter and prizes form part of these Conditions of Entry.

2. Entry to $1,000 Shopping Spree competition is open to residents of Australia who are validated subscribers of Money Tips newsletter published from the website www.money-tips.com.au. Additional entries can be earned by making a request for an insurance, mortgage or finance quotation at the website www.financialservicesonline.com.au by completing a quotation request form with valid data. All data submitted must be valid and each enquiry must be genuine to be considered a valid entry. The data will be then used to provide an opportunity to receive eligibility assessments, comparative quotes and competitive offers from specialist financial advisers in the area of your enquiry. You are not under any compulsion to purchase a product from any of our providers. The data provided will have to be verified in writing by the winner before the prize can be claimed. Any discrepancy will lead to an entry being invalid.

3. Entries must comply with these Conditions of Entry to be valid. The Promoter's employees and their immediate families, its associated companies, its agencies associated with this promotion, and associated prize partner companies are ineligible.

4. The Promotion commences 1.09.10 and closes 12 midnight EST on 31.08.11. All closing dates indicated in these terms and conditions will close at the time 12 midnight EST. The monthly prizes will be drawn at Shop 2 Brunswick Central, 455 Brunswick Street Fortitude Valley QLD 4006. Winners will be notified via Email, placement on the www.financialservicesonline.com.au website and by publication in the Australian Newspaper. The monthly draws will be conducted on the 15th day of each month at the above address at 10am each time. In the event that the 15th day of any month falls on a weekend or on a public holiday, the draw will occur on the next business day. The Promoter's decision is final and no correspondence will be entered into. Winners will be notified by Email or phone.

5. The monthly prize comprises of $1000 AUD paid to the winner by cheque.

6. The Promoter accepts no responsibility for any variation in the prize values.

7. No responsibility accepted for late, lost or misdirected entries.

8. It is the entrants' responsibility to ensure that their contact details, are correct at the time of entry.

9. If for any reason this competition is not capable of running as planned (including but not limited to) infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter which corrupts or affect the administration security, fairness, integrity or proper conduct of this competition, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, and subject to any written direction given by the various Lottery Departments, to cancel, terminate, modify or suspend the competition.

10. The Promoter is not responsible for any problems or technical malfunction of any telephone network or lines, computer on line systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or at any web site, or any combination thereof, (including but not limited to) any injury or damage to participants or any other person's computer related to or resulting from participation in or down-loading any materials in this competition.

11. The Promoter is not responsible for any incorrect or inaccurate info rmation, whether caused by website users or by any of the equipment or programming associated with or utilised in this competition which may occur in the course of the administration of this competition.

12. The Promoter reserves the right, in its sole discretion, to disqualify any individual for tampering with the entry process, the operation of the web site; acting in violation of these terms and conditions; acting in an unsportsmanlike or disruptive manner; or acting with the intent to annoy, abuse, threaten or harass any other person.

13. The Promoter may conduct such further draws at the same place as the original draw as are necessary in order to distribute any prizes unclaimed by that date subject however to any written directions given under Reg 37 of the Lottery and Gaming Regulations 1993 (SA). In the event of any winners in the unclaimed prize draw, they will be notified by Email and via the Public Notices of the Australian newspaper.

14. Programming and other quality control errors will not invalidate an otherwise valid prize claim.

15. Unless otherwise due to fraud or ineligibility under these conditions of entry, all prize claims in excess of the advertised prize pool will be not be honoured.

16. Promoter reserves the right to conduct security verification check at its absolute discretion. Prize winners may be required to sign a declaration confirming their eligibility to accept the prize.

17. The Promoter collects entrants' personal information in order to conduct the promotion. If the information requested is not provided, the entrant may not participate in the promotion. By entering the promotion, unless otherwise advised, each entrant also agrees that the Promoter may use this information, or disclose it to other organisations that may use it, in any media for future promotional, marketing and publicity purposes without any further reference, payment or other compensation to the entrant. Entrants' personal information may be disclosed to State and Territory lottery departments and winners' names published as required under the relevant lottery legislation. A request to access, update or correct any information should be directed to the Promoter at their address set out below.

18. The Promoter is 'Dynamic Rewards Ltd' 54 Sunflower Crescent Calamvale QLD Australia ABN 70 095 542 895 on behalf of Clark Family Pty Ltd as trustee for the Clark Family Trust ABN 35 957 893 714 trading as www.financialservicesonline.com.au and www.money-tips.com.au.

Authorised under NSW Permit No. tba