Australian Competitions Club

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WIN $2,500 worth of WISH Gift Cards
Encourage your family and friends
to join Police Credit for your chance
to WIN!
WISH Gift Card® vaild at Woolworths, Big W, Caltex,
Dick Smith, and more.


WIN $2,500 worth of WISH Gift Cards
Police Credit’s new membership
competition offers you the chance to win
$2,500 worth of WISH Gift Cards
Visit Facebook.com/pcandthecommunity
to enter
What are you waiting for?
1. Encourage a family member or friend to join
Police Credit.
2. Go to Facebook.com/pcandthecommunity and
click on the ‘Exclusive’ tab. Arrange for the
prospective member to complete the
competition Application for Membership
form. Print and return the completed form
to Police Credit.
It’s that simple!
Our philosophy is based on members helping
members and we all benefit when using our
products and services. Any existing PC member
(Police, Emergency Services, Health industry or
Public Service) can refer their immediate family
straight away. Other PC members can refer
family or friends after 12 months of
membership. When we accept your referred
member’s application, both your names will be
entered in the prize draw. (When we draw the
winner, they must be an active member. See
back page for definition and conditions of entry).
Remember, the more people you nominate who
go on to join Police Credit, the more chances you
have to WIN!
HURRY! Competition closes 20 January 2012.
The competition prize is donated
by CGU Insurance Limited
ABN 27 004 478 371 AFSL 238291
Conditions of Entry
1. The promoter is the Police Association Credit Co-operative Limited, ABN
33 087 651 661 AFSL/Australian Credit License 240293 (Police Credit) of
121 Cardigan Street, Carlton, Victoria 3053.
2. The competition is open to all Police Credit members who nominate a new
member who is accepted by and joins Police Credit before 5.00pm on 20
January 2012 and to the respective new member having joined Police
Credit before 5.00pm on 20 January 2012.
3. All valid entries will be placed in the draw.
4. To be eligible for the prize, new members must have become active
members. For the purpose of this competition, an active member is
defined as having purchased membership shares to the total value of $10,
opened a savings, investment or Christmas Club account, having set up a
regular deposit, whole of pay deposit, direct credit or salary deduction
authority of a minimum of $100 per month and utilising the services or
facilities of Police Credit (eg pc.easynet, PC Insurance Agency, PC Planning
and/or an easyaccess product) or having taken out and funded a loan
account. The new member has until 11am on 3 February 2012 to become
an active member.
5. The competition commences on 9.00am 1 October 2011 and closes 20
January 2012 at 5.00pm.
6. The draw will take place at 11am (EST) on 3 February 2012 at the Head
Office of Police Credit, 121 Cardigan Street, Carlton, Victoria 3053. The
winner will be notified by mail and their full name published in the 1 March
2012 issue of Herald Sun and in the March 2012 edition of PC News.
7. Employees and directors of the Police Association Credit Co-operative
Limited and their immediate families (spouse/partner, child or parent) are
not eligible to enter this competition. All entries will remain the property of
Police Credit.
8. Members and new members under the age of 18 years are not eligible to
enter.
9. Members and new members resident in the ACT, New South Wales,
Northern Territory, South Australia and overseas are not eligible to enter
this competition.
10. The first eligible person whose name is drawn wins the prize. The prize
must be claimed by 21 February 2012. The prize is not transferable or
redeemable (through Police Credit) for cash, travellers’ cheques or foreign
currency. Any portion of the prize value not taken cannot be refunded.
11. If the original winner of the prize is unable to be contacted despite the
promoter’s reasonable efforts to contact them, then an additional entrant’s
name may be drawn and substituted for the name of the original winner of
that prize.
12. The promoter’s decision in relation to any aspect of the competition will be
final and binding on every person who enters. No correspondence will be
entered into.
13. Police Credit membership applications are subject to our normal
membership application criteria.
14. Personal information within the competition coupons will not be used by
Police Credit for any purpose other than to meet the conditions of entry
and as per relevant legislation affecting the conduct of lotteries will be
retained for three years following the winner’s claiming of the prize and
then destroyed.
®Woolworths limited ABN 88 000 014 675. This competition has been prepared
by Police Association Credit Co-operative Limited ABN 33 084 651 661, AFSL/
Australian Credit Licence 240293 (Police Credit) 121 Cardigan Street, Carlton
VIC 3053. The prize is supplied by CGU Insurance Limited ABN 27 004 478 371
AFSL 238291. Police Credit, as an AFSL holder, sells general insurance
products under an agreement with the issuer CGU Insurance Limited. If you
purchase insurance, we will receive a commission that is a percentage of the
premium. Fees and charges apply. Information on Terms and Conditions,
Interest Rates, Fees and Charges applying to our products and services is
available upon application or request or on our website
www.policecredit.com.au. To discontinue receiving promotional
communications please call Member Response on 13 63 73. 2636pc
PC is on Facebook and Twitter
Visit facebook.com/pcandthecommunity and
twitter.com/pcandcommunity to support initiatives
and causes that improve the communities in which
our members work and live.
More Police Credit resources online -
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