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Title: Refer a friend to Heritage Bank & you could both win $1000 gift card (mnthly) + Post by: sandybottoms on Tuesday 05 February 2013, 05:49:39 pm (http://www.heritage.com.au/~/media/Images/2010/Logos/header_logo2.ashx)
http://www.heritage.com.au/Member-Commitment/Refer-a-friend.aspx (YOU CAN PICK UP REFERRAL CARDS IN THE BRANCHES TO FILL OUT AND GIVE TO FRIENDS & RELATIVES) When a referred friend or family member who doesn’t have any existing Heritage accounts opens a new Heritage membership and one of the products listed below, both the new customer and the referrer go in the draw to win a $1000 pre-paid Visa gift card each: Transaction account Savings account Term deposit Credit card (approved) Home loan (approved and funded) Personal loan (approved and funded) Business loan (approved and funded) Business account To ensure you both receive your entry into the draw, the new customer should tell Heritage that they were referred – and if possible, give Heritage the member number of the referrer. The new customer has got 28 days to supply this information to ensure you’ll both be in the draw! When a referred friend or family member who doesn’t have any existing Heritage accounts opens a Heritage home loan within three (3) months of becoming a Heritage customer, both the new customer and the referrer will receive a $250 pre-paid Visa gift card. The gift cards will be mailed once the home loan is approved and funded. For full details of this promotion, refer to the promotion terms and conditions. Member Referral Terms and Conditions General terms and conditions 1. This promotion is being conducted by Heritage Bank Limited ABN 32 087 652 024, AFSL 240984, Australian Credit Licence 240984 (Heritage). 2. This promotion is open to all new Heritage membership types. 3. To be eligible, the new member must supply the details of the member who referred them at the time of membership creation. If the new member does not supply the details of the member who referred them at the time of membership creation, the new member has 28 days to contact Heritage and provide the member number of the member who referred them. No referral details can be accepted after 28 days. Referral information can be supplied by the new member to the Heritage Contact Centre on 13 14 22 or at your nearest Heritage branch. Heritage’s Privacy Policy is available at www.heritage.com.au. 4. Both the new member and the referrer must have active accounts when the draw is completed to be eligible. ”Active accounts” means there must be regular debit or credit transactions on the account that are not Heritage fee or interest transactions. Examples of regular debit or credit transactions include deposits, withdrawals, EFTPOS/Credit transactions, payroll credits etc. 5. Gift cards may constitute assessable income and, as such, members should seek independent advice to determine their taxation obligations. 6. The prizes are non-transferable and not redeemable for cash. 7. The promotion is open to all Heritage members (excluding Heritage employees and their immediate families, Heritage mini-branch owners or staff and their immediate families and third party introducers (such as brokers or Heritage alliance partners)). For the avoidance of doubt, any referrals made in the course of business carried on by a member will not be accepted under any circumstances. 8. Except for liability that cannot be excluded by law, Heritage accepts no liability for any event, circumstances, loss or expense arising from this promotion or the taking or use of a prize by the prize-winner or any other person. 9. Entrants consent to Heritage using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media in relation to this promotion.. Terms and conditions specific to 2 x $1000 gift card giveaway (chance to win) 10. This promotion is open to all residents of Australia, excluding those that live in the Australian Capital Territory. This promotion is authorised under NSW permit number LTPS/12/01409. 11. When an existing Heritage member refers a new member and that new member opens one of the products listed below, both the new member and the referrer go in the draw to win a $1000 gift card each. 12. The new member must not already be a Heritage member or have any existing accounts with Heritage and must open a Heritage product listed below: • Savings account • Transaction account • Term Deposit • Credit Card (approved) • Home Loan (approved and fully funded) • Personal Loan (approved and fully funded) • Business Loan (approved and fully funded) 13. The prize of 2 x $1000 pre-paid Visa gift cards will be given away each month as per the time frame detailed in Clause 16 below. 14. A maximum of five (5) referral entries per month are allowed by a Heritage member. 15. Only one entry per referred new member is allowed. For example, if two products are opened by the new member, only one entry will be recorded for the referrer and the new member. 16. The prize draw will take place on the following dates for each month. The draw will take place at 10am on the specified draw date at Heritage Bank, Level 4, 400 Ruthven Street, Toowoomba. Promotion start date Promotion end date Draw date Contact and website publication date 1 May 2012 31 May 2012 8 June 2012 8 June 2012 1 June 2012 30 June 2012 6 July 2012 6 July 2012 1 July 2012 31 July 2012 10 August 2012 10 August 2012 1 August 2012 31 August 2012 7 September 2012 7 September 2012 1 September 2012 30 September 2012 5 October 2012 5 October 2012 1 October 2012 31 October 2012 9 November 2012 9 November 2012 1 November 2012 30 November 2012 7 December 2012 7 December 2012 1 December 2012 31 December 2012 11 January 2013 11 January 2013 1 February 2013 28 February 2013 8 March 2013 8 March 2013 1 March 2013 31 March 2013 5 April 2013 5 April 2013 17. The names of prize winners will be published on www.heritage.com.au/Member-Commitment/Refer-afriend.aspx. 18. Prize winners will also be notified via phone on the date of the draw and via mail when their gift card is mailed within seven days after the draw. Heritage account details will be used to notify the prize winners. +++ Terms and conditions specific to Home Loan referrals 19. When an existing Heritage member refers a new member and that new member has a Heritage home loan approved and fully funded within 3 months of the membership creation, both the new member and the referrer receive a $250 pre-paid Visa gift card. 20. The referred friend or family member must not have any existing accounts with Heritage and must enter into an approved and fully funded home loan within three (3) months of membership creation. 21. Only one home loan per referring member and new member is allowed. That is, if a new member opens two home loans, only one gift card for each party will allowed. 22. A maximum of five (5) referral entries per existing Heritage member month are allowed (that is, a maximum of 5 x $250 gift cards per month). 23. Eligible referrers and new members will receive their gift card by mail within seven days after Heritage undertakes an eligibility assessment. Eligibility will be assessed during the first week of each month, for referred home loans from the previous month. Heritage account details will be used to send the gift cards. |