Australian Competitions Club

Win 1 of 7 copies of On Your Own Two Feet

https://www.mindfood.com/nz/competition/win-on-your-own-two-feet-book/

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In the fully revised and updated edition of On Your Own Two Feet: Steady Steps to Women’s Financial Independence ($39.95), financial advisor and author Helen Baker has written a practical personal finance guide to ensure that women are empowered to financially stand on their own two feet. We have eight copies to giveaway.
What is the best financial advice you have been given so far? *

Terms and Conditions – On Your Own Two Feet

    Entry is open to Australian residents only.
    To enter, individuals must, during the competition period, visit www.mindfood.com follow the prompts on the competition entry page, input the requested details including the answer in 25 words or less to the following question “What is the best financial advice you have been given so far?” and submit the fully completed entry form.
    Competition commences on 29/05/2020 AEST. Entries close 10pm on 29/07/2020 AEST. The judging will take place at McHugh Media Australia Pty Ltd, 102/4-14 Buckingham Street Surry Hills NSW 2010 on 12/08/2020 by 12pm AEST. Winners will be notified by email. The Promoter’s decisions final and no correspondence will be entered into.
    The Promoter has seven copies of On Your Own Two Feet by Helen Baker to giveaway, valued at $39.95. Total prize value is $279.65.

MiNDFOOD CompetitionsTerms and Conditions 20191. Information on how to enter and prizes form part of these Terms and Conditions. Participation in this competition is deemed acceptance of these Terms and Conditions.Specific terms and conditions for each giveaway will appear on the entry page.2. The competition is a game of skill in which chance plays no part in determining the winners.3.Prizesarenottransferableorexchangeableandcannotbetakenascash.4.Twoweeksaftertheoriginaldecisionhasbeenmadeifanyofthewinnerscannotbecontacted,anyunclaimedprizeswillbeawardedtothenextbestentry(ies)asjudgedbythepromoteratthesameplaceastheoriginaljudging,subjecttoanydirectionsfromaregulatoryauthority.5.ThePromoterreservestheright,atanytime,toverifythevalidityofentriesandentrants(includinganentrant’sidentityandplaceofresidence)andtodisqualifyanyentrantwhosubmitsanentrythatisnotinaccordancewiththeseTermsandConditionsorwhotamperswiththeentryprocess.FailurebythePromotertoenforceanyofitsrightsatanystagedoesnotconstituteawaiverofthoserights.6.Incompleteorindecipherableentrieswillbedeemedinvalid.7.Onlyoneentrypermittedperperson.8.Ifanyprizeisunavailable,thePromoter,initsdiscretion,reservestherighttosubstitutetheprizewithaprizetotheequalvalueand/orspecification,subjecttoanywrittendirectionsfromaregulatoryauthority.9.IfthiscompetitionisinterferedwithinanywayorisnotcapableofbeingconductedasreasonablyanticipatedduetoanyreasonbeyondthereasonablecontrolofthePromoter,thePromoterreservestheright,initssolediscretion,tothefullestextentpermittedbylaw(a)todisqualifyanyentrant;or(b)subjecttoanywrittendirectionsfromaregulatoryauthority,tomodify,suspend,terminateorcancelthecompetition,asappropriate.10.Anycostassociatedwithaccessingthecompetitionistheentrant’sresponsibilityandisdependentontheInternetserviceproviderused.11.Exceptforanyliabilitythatcannotbeexcludedbylaw,thePromoter(includingitsofficers,employeesandagents)excludesallliability(includingnegligence),foranypersonalinjury;oranylossordamage(includinglossofopportunity);whetherdirect,indirect,specialorconsequential,arisinginanywayoutofthecompetition,including,butnotlimitedto,wherearisingoutofthefollowing:(a)anytechnicaldifficultiesorequipmentmalfunction(whetherornotunderthePromoter’scontrol);(b)anytheft,unauthorisedaccessorthirdpartyinterference;(c)anyentryorprizeclaimthatislate,lost,altered,damagedormisdirected(whetherornotaftertheirreceiptbythePromoter)duetoanyreasonbeyondthereasonablecontrolofthePromoter;(d)anyvariationinprizevaluetothatstatedintheseTermsandConditions;(e)anytaxliabilityincurredbyawinnerorentrant;or(f)useofaprize.12.ThePromotercollectspersonalinformationinordertoconductthecompetitionandmay,forthispurpose,disclosesuchinformationtothirdparties,including,butnotlimitedto,prizesuppliersandasrequired,toAustralianregulatoryauthorities.Entryisconditionalonprovidingthisinformation.ThePromotermay,foranindefiniteperiodunlessotherwiseadvised,usetheinformationforpromotional,marketingandpublicitypurposesincludingsendingelectronicmessagesortelephoningtheentrant.Entrantsshoulddirectanyrequesttoaccess,updateorcorrectinformationtothePromoter.AllentriesbecomethepropertyofthePromoter.13.TheTermsandConditionsaresubjecttochangeatanytimewithoutnotice.14.ThePromoterisMcHughMediaAustraliaPtyLtdof102/4-14BuckinghamStreet,SurryHills,NSW2010.ABN90126718616.Staff,familiesandagenciesofMcHughMediaarenoteligibletoenter.