https://gleam.io/4A9GQ/ultimate-traveller-competition



Cover-More GoPro Giveaway Terms and Conditions

1. The terms and conditions contained herein, together with any other information on how to enter and win prizes in the competition referred to as the “Go-Pro Competition” or such other similar reference (“Competition”), comprise the terms and conditions (“Terms and Conditions”) to which you submit when entering the Competition. If you submit an entry, or read the Terms and Conditions and thereafter take any steps whatsoever with respect to submitting an entry, or otherwise participate in this Competition, you are deemed to have accepted these Terms and Conditions and for the purposes of these Terms and Conditions you are referred to as an “Entrant”.
2. Cover-More is Cover-More Insurance Services Pty Ltd ABN 95003114145 AFSL 241713 (“Cover-More”) of Level 2, 60 Miller Street North Sydney 2060 Australia.
3. To the extent of any inconsistency between these Terms and Conditions and any other reference to this Competition or conditions of the Competition, these Terms and Conditions prevail.

Eligibility
4. Participation in the Competition is only open to Australian residents 18 years of age or older.
5. Entry is only open to all people who have fulfilled the requirements set out below.
6. Cover-More Employees, and their immediate family, of Cover-More are not eligible to enter this Competition. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or first cousin.

How to Enter
7. An Entrant may enter this competition between 12.01am on 20/04/2015 and at 11:59pm on 30/06/2015 (“Promotional Period"). All times referred to in these Terms and Conditions are Australian Eastern Standard Time.
8. To enter this Competition, an Entrant must:
(a) log on to http://www.covermore.com.au (“Website”);
(b) fill in all the required data fields on the entry form;
(c) follow the online prompts ;
(d) choose to either like, share or subscribe to Cover-More’s mail-outs and social channels; and
(e) provide their full legal name, residential and postal address, and valid email address and all other requested contact details.
9. Entrants may opt out of the competition at any time by contacting Cover-More via email at community@covermore.com.au.

Prizes
10. Ten (10) Competition winning Entrants will be drawn.
11. Each Competition winning Entrant (“winner”) will receive a GoPro Hero3+ Silver valued at $399. The total Competition prize value (for the 10 winners) is $3,990 as of 20/05/2015.
12. Prizes are not transferable or exchangeable and cannot be taken as cash.

Draw
13. The winners will be the first valid entries randomly drawn at Cover-More’s premises.
14. The first draw will take place on 07/07/2015 at 10:00am from all valid entries received up to 30/06/2015 at 11:59pm.
15. The winners will be notified by email within two business days of the draw. South Australia winners will be published in the public notices section of The Courier Mail newspaper on 14/07/2015. The winners will also be published online at www.covermore.com.au.
16. Prizes will be available for collection by the winners within 28 days of the draw.
17. Prizes must be taken within 90 days of the draw. If a winner does not take the Prize by the time stipulated, then the prize will be forfeited by the winner.
18. Cover-More may conduct such further draws on 08/10/2015 at the same time and place as the original draw in order to distribute any then unclaimed prizes, subject to State and Territory legislation. Winners of any further draws will be notified by mail within two business days of the draw. South Australia winners will be published in the public notices section of The Courier Mail newspaper on 14/10/2015.

General Terms and Conditions
19. Cover-More reserves the right, at any time, to verify the validity of any entry and Entrant (including an Entrant's identity, age and place of residence) and, subject to State and Territory legislation, to disqualify any Entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process, including where Cover-More reasonably suspects that an entry has been submitted using false, incorrect, fraudulent or misleading information, including but not limited to personal details and contact information or entries that have been submitted through the use of multiple identities, email addresses or accounts. Incomplete, indecipherable or illegible entries may be deemed invalid and errors and omissions will be accepted at Cover-More's discretion. Cover-More’s failure, or decision not, to enforce any of its rights at any stage does not constitute a waiver or variation of those rights.
20. If the particularly described prize is unavailable, for whatever reason, Cover-More reserves the right to substitute the prize for a prize of equal or greater value, subject to State and Territory legislation. Cash will not necessarily be awarded as a substitute. It is a condition of accepting the prize that the winner must comply with all the conditions of use of the prize and prize supplier's requirements. No compensation is payable if a winner is unable to use the prize as stated.
21. Cover-More's decision is, subject to Australian State and Territory Legislation, final and binding, and no correspondence will be entered into.
22. Each Entrant consents to Cover-More using the entrant's name, likeness, image and/or voice in the event they are a winner (including any photograph, film or recording) in any medium and media for an unlimited period without remuneration for the purpose of promoting this Competition (including any outcome), and promoting any products manufactured, distributed or supplied by Cover-More.
23. If this Competition is interfered with in any way, or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of Cover-More, including as a result of mechanical, electrical or electronic tampering or fraud, Cover-More reserves the right, subject to State and Territory legislation to: (a) to disqualify any entrant, including any entries submitted by them; or (b) to modify, suspend, terminate or cancel the competition, as appropriate.
24. Cover-More is not liable for, and the Entrant is hereby barred from claiming and releases Cover-More with respect to any claim for responsibility for late, lost or misdirected entries.
25. Cover-More will dispatch the prize to the winner's postal address described in the Entrant’s first entry. Cover-More and their associated agencies is not liable for, and the Entrant is hereby barred from claiming and releases Cover-More with respect to any claim for damage to or loss of prizes during in transit.
26. Cover-More reserves may request and the Entrant hereby undertakes to sign sign a deed of release (and indemnification) or any other relevant forms or agreements that Cover-More deems necessary to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and proof of entry validity (including phone bill) in order to claim a prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of Cover-More. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
27. Cover-More reserves the right to conduct a redraw in the event that an Entrant, claiming to be a winner, is unable to satisfy these Terms and Conditions or has breached these Terms and Conditions.
28. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition the Competition and Consumer Act, as well as under any other similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees").
29. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, Cover-More (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the competition.
30. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, Cover-More (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) the Competition; (b) any technical difficulties or equipment malfunction (whether or not under Cover-More's control); (c) any theft, unauthorised access or third party interference; (d) any entry, or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by Cover-More) due to any reason beyond the reasonable control of Cover-More; (e) any information, image, text or other material of any kind whatsoever submitted as an entry in this competition (f) any variation in prize value to that stated in these Terms and Conditions; (g) any tax liability incurred by a winner or entrant; or (h) use of the prize.
31. All entries and any copyright subsisting in the entries become and remain the property of Cover-More who may publish or cause to be published any of the entries received.
32. Cover-More collects personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and as required, to Australian regulatory authorities. Entry is conditional on providing this information. Cover-More may, for an indefinite period unless otherwise advised, use an Entrant’s personal information for promotional, marketing and publicity purposes including sending electronic messages or telephoning the entrant. Cover-More will otherwise handle your personal information in accordance with its Privacy Policy available at www.covermore.com.au/CoverMore_Privacy_Policy. You may request access or to update your personal information or lodge a complaint by writing to The Privacy Officer, Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Level 10, 60 Miller Street North Sydney NSW 2060.

NSW Licence Number:LTPS-15-02738
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