http://www.essentialsofborrowing.com.au/spring/index.aspIf you won $2,500, what would be the first thing you’d buy for your dream home? A new lounge? A 3D TV? Or something really different? Tell us in 25 words or less and you could be a winner.TERMS AND CONDITIONS
Answer your mortgage questions promotion
This competition (the “PROMOTION”) is conducted by Mortgage & Finance Association of Australia (“MFAA”) ABN: 62 006 085 552 of Suite 12, 40 Yeo Street, Neutral Bay, NSW 2089 (the “PROMOTER”).
“PRIZE” consists of one cash prize for the value of two thousand five hundred dollars.
The Promotion is a game of skill and chance plays no part in determining the winners.
Entrance to the Promotion requires the electronic contact form to be completed and the question to be answered ("SPECIFIC ‘25 WORDS OR LESS’ QUESTION"). The answer will be judged 50% on creativity and 50% communication. The decision of the Judges is final and no correspondence will be entered into.
Entry to the Promotion constitutes acceptance of these Terms and Conditions. By entering the Promotion, entrants accept and acknowledge full responsibility for their decision to participate in the Promotion and to take the Prize if they are a winner.
All entry instructions and prize information published by the Promoter form part of these Terms and Conditions.
ALL entrants must be at least 18 years of age. The Promotion is open to all residents of Australia aged 18 years or over, excluding employees and immediate families of the MFAA and their associated members and agents and the immediate families of such employees are not eligible to enter the competition.
The Promotion commences at 12:00AM (EST) on 17/09/2012, and
ends at 11:59 PM (EST) on 14/10/2012.
A valid entry must not, without limitation:
Be late;
Be delayed;
Be incomplete;
Be incomprehensible;
Be unlawful;
Be obscene;
Be defamatory;
Be libellous;
Be threatening;
Be pornographic;
Be harassing;
Be hateful;
Be racially or ethnically offensive;
Encourage conduct that would be considered a criminal offence;
Violate any law; and/or
Give rise to any civil liability for the Promoter or Facebook.
Only one entry per person is permitted.
Prizes are not transferable nor redeemable for cash.
The judging will take place on 16/10/2012 at Suite 12, 40 Yeo Street, Neutral Bay NSW 2089.
The winners will be contacted by email by 18/10/2012.
If a winner is unable to be contacted or does not claim their prize within 30 days of judging, the prize will be forfeited.
You must supply your correct contact details, and must enter those details correctly on the electronic entry form, in order for your entry to be valid.
The decision by entrants to grant or withhold their consent in relation to the use of their information for marketing purposes will not affect the selection of the winners.
MFAA reserves the right to disqualify any entry or entrant that fails to comply with these Terms and Conditions.
MFAA reserves the right to close the competition earlier than advertised and winners will be drawn from entries received to that time
The personally identifiable information you provide in connection with the Promotion will be collected, stored and used in accordance with MFAA’s Privacy Policy, located at
http://www.mfaa.com.au/default.asp?menuid=473Entrants agree to release, discharge, indemnify and hold harmless the Promoter and Facebook, and each of their respective officers, directors, employees, representatives and agents (the “Indemnified Parties”) from and against any claims made by winners, entrants, or any other third parties, related in any way to the operation of this Promotion as well as any other claims, damages or liability due to any injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in any Promotion-related activity or participation in this Promotion.