https://elders.com.au/prepayment/Prepay to win
Prepay your rural products purchases and you could win the ultimate 2024 Grand Final weekend getaway!
Sign up for our Rural Products Prepayment Program and prepay before 30 June 2024 and you'll be in the running to win the ultimate 2024 Grand Final weekend getaway to either Sydney or Melbourne, including flights and accommodation for two.
You'll also score $100 of store credit just for opening an account, and a 5% p.a. reward on the unused amount of the Prepayment calculated daily, paid monthly. You could also be eligible for tax concessions*.
To sign-up, simply download and complete the application form and take it in to your local branch.
Alternatively, request a callback from one of our Agri Finance Managers by leaving your details below:
Rural Products Prepayment Program
Make the most of a good season with our Rural Products Prepayment Program, which allows you to prepay your farm and rural products purchases.
You’ll receive a reward of 5.0 per cent per annum on the unused amount of the prepayment, calculated daily and paid monthly. You could even be eligible for tax deductions in this financial year*.
Elders General Manager Financial Services, Nick Clark, said the program offers a range of benefits.
“The number one benefit is that producers can make a payment, but they don’t have to decide on the specific goods at this stage, they can do that throughout the year as they use that prepayment,” he said.
“Typically, a client would make a prepayment before June 30 and receive an invoice for the bulk amount, then decide in the next financial year what they’d like to purchase.
“On the advice of their individual accountant, that invoice may result in a tax deduction in this financial year.”
Special offer: Clients who open a new prepayment account or prepay into their existing account before 30 June 2024 will also receive $100 Elders store credit, and go in the draw to win the Ultimate Grand Final Weekend. The winner will have the chance to pick either two tickets to the 2024 AFL or NRL Grand Final, with flights and accommodation included in the prize. Terms and conditions apply. For full details view the Prepay to Win webpage or speak to your local Elders branch.
The promoter is Elders Rural Services Australia Limited (ABN 72 004 045 121) (Elders)
of Level 10, 80 Grenfell Street, Adelaide, SA, 5000.
2. Elders’ Ultimate Grand Final Weekend Promotion (Promotion) commences at 9:00am
Australian Central Standard time (ACST) on Wednesday, 10 April 2024 and closes at
5pm Australian Central Standard time (ACST) on Sunday, 30 June 2024 (Promotion
Period).
3. To be eligible to enter the Promotion, you must:
3.1. be either:
3.1.1. an individual residing in Australia over the age of 18 (including those in a
trustee or executor capacity);
3.1.2. a company incorporated in Australia that trades within Australia (including
those in a trustee capacity);
3.1.3. a domestic partnership;
3.2. during the Promotion Period, open a new Elders’ Rural Products Prepayment
account with a minimum prepayment of $10,000 with a participating entity as
specified in clause 4 below; and
3.3. read, understand and accept these Terms and Conditions,
(referred to as an “Eligible Entrant”).
4. There is no cost or fee to enter the Promotion. An Eligible Entrant may only enter the
Promotion once.
5. ‘Participating Entity’ or ‘Participating Entities’ means Elders, B & W Rural Pty Ltd
(ACN 068 943 528), or Northern Rural Supplies Pty Ltd (ACN 639 297 117).
6. Elders will credit $100 to each eligible entrant’s trading account.
7. One eligible entrant will win a prize (Prize) consisting of:
7.1.
the winner’s choice of two (2) tickets to either the 2024 AFL Grand Final or the
2024 NRL Grand Final;7.2. return economy flights for two (2) people (if required) from the winner’s nearest
capital city or major regional airport to the host city of the relevant Grand Final; and
7.3. accommodation for two (2) people for two (2) nights in the relevant host city at:
7.3.1. If NRL Grand Final is chosen accommodation is at the Adina Apartment
Hotel Sydney, Darling Harbour in a Premier Grand Studio from Saturday 5
October 2024 to Monday 7 October 2024
7.3.2. If AFL Grand Final is chosen accommodation is at the Novotel
Melbourne On Collins in a Standard Queen Room from Friday 27 September
2024 to Sunday 29 September 2024.
7.3.3. The estimated maximum retail value of the prize is $4,500.
8. The Prize is not transferrable or redeemable for cash or store credit.
9. Promotion draw process is as follows:
9.1. Eligible entrants are automatically entered into the Promotion;
9.2. Draw will be made via random selection using an electronic number generator from
all Eligible Entries as recorded in Elders records conducted by a representative of
Elders at Level 10, 80 Grenfell Street, Adelaide SA 5000 at 12:00pm ACST on
Monday, 8 July 2024;
9.3. The winner will be notified by telephone and email within 7 days of the draw; and
9.4. If after making reasonable attempts to contact or locate the winner, Elders is
unable to do so by Monday, 5 August 2024 then that fact will be published in an
appropriate forum and a redraw will be conducted at 12:00pm ACST on Tuesday, 6
August 2024 in the same manner at the same location and from the same pool of
remaining eligible participants.
10. Details of the winner will be published on the following platforms:
10.1. Elders’ website,
www.elders.com.au on Tuesday, 9 July 2024 or, in the event of a
redraw, on Wednesday, 7 August 2024;
10.2. Elders’ Facebook page on Tuesday, 9 July 2024 or, in the event of a redraw, on
Wednesday, 7 August 2024;
10.3. If a winner is drawn from a Participating Entity that is not Elders, then
additionally on the Facebook page of that Participating Entity on Tuesday, 9 July
2024.
11. For the purpose of clause 9, ‘Details’ means the initial of the first name, last name and
post code of the winner save for any winner who has requested their/its name and
postcode to not be published.
12. The winner must participate and cooperate (as required by Elders) in all publicity
activities relating to the Promotion, including, without limitation, being interviewed,
photographed, filmed and recorded. The winner authorises Elders and the Participating
Entities to use this content for advertising and publicity purposes in any platform in
perpetuity worldwide.
13. Elders reserves the right to:
13.1. Confirm an entry into the Promotion is valid;
13.2. Seek or request further materials in relation to entries and compliance with
these Terms and Conditions;
13.3. Disqualify an Eligible Entrant if that person:
13.3.1. tampers with or benefits from any tampering with the entry process or
with the operation of the Promotion;
13.3.2. acts in a disruptive manner or with the intent or effect of annoying,
abusing, threatening or harassing Elders, a Participating Entity or
their respective officers, directors, employees, agents or contractors;
or
13.3.3. contravenes these Terms and Conditions.
14. Elders’ decisions in relation to the Promotion, including in relation to eligibility to
participate in this Promotion and the drawing process, are final.
15. Elders, a Participating Entity or any of their officers, employees, agents and contractors are
not responsible for:
15.1. lost, illegible, misdirected, incomplete or damaged entries; and
15.2. incorrect or inaccurate transcription of information (including contact
information), human error, technical malfunctions, lost or delayed entries.
16. By participating in this Promotion, each Eligible Entrant acknowledges, consents and
agrees that Elders and the other Participating Entities may:
16.1. collect and use personal information to conduct the Promotion including names
and addresses;
16.2. disclose personal information to its related bodies corporate, contractors
and/or agents to assist it in conducting the Promotion; and
16.3. disclose information to third parties to comply with trade promotion laws and
regulations which may include publishing certain information detailed in these
terms (see clause 9) if you are the winner or providing an Eligible Entrant’s
name to a regulatory body to comply with any record keeping or auditing
requirements.
17. Elders’ privacy policy explains in detail how it will collect, use and disclose personal
information and how it will be protected. This can be accessed at
https://elders.com.au/privacy-policy/. The collection, use or disclosure of information is
covered by the trading account terms already entered with Elders for the supply of goods
and/or services.
18. Subject to any law or regulation to the contrary, in circumstances beyond Elders’
reasonable control where the Prize becomes unavailable, then Elders reserves the right
to substitute that prize for a similar alternative of the same value or greater value if
(after making reasonable attempts) it fails to reach mutual agreement with the winner in
relation to a substitute. Entrants acknowledge the potential for the Prize to become
unavailable due to circumstances beyond Elders control and knowing this enter and
participate in the Promotion.
19. If for any reason this Promotion is not capable of running as planned, then Elders
reserves the right in its sole discretion to cancel, terminate, modify or suspend the
Promotion subject to any required approvals or consents from authorities or regulatory
bodies.
20. Eligible Entrants are responsible for any taxes, duties, charges or expenses that may
be due and payable as a consequence of their/its:
20.1. participating in the Promotion;
20.2. accepting, receiving, owning, insuring and using the Prize.
21. Any Prize supplied by a third-party supplier is subject to the terms and conditions of that
third-party supplier. Each Eligible Entrant warrants that they/it will comply (and ensure
that any third party who uses the Prize will comply) with those terms and conditions.
22. Employees of Elders and any Participating Entity and their immediate families,
associated companies and agencies, and suppliers involved in the Promotion, are
ineligible to enter the Promotion.
23. If any Eligible Entrants contact details change between the date which they enter/it
enters the Promotion and the date the winning entries are drawn, the entrant must
notify Elders of their/its correct contact details in writing immediately.
24. Any dispute arising out of or in relation to the Promotion shall be governed by the laws of
South Australia and the parties submit to the exclusive jurisdiction of South Australia.
25. Elders' failure to enforce any of its rights under these Terms and Conditions does not
constitute a waiver of those rights.
26. A reference in these Terms and Conditions to ‘dollars’ or ‘$’ is a reference to the lawful
currency of Australia.
27. Elders holds the following licenses for the Promotion:
27.1. Australian Capital Territory TP 24/00738
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