Win a CoolCabana a day for 30 days
Just take a free online skin check by Dec 11.
*New or current nib Members 18+ only. Ends 11:59PM AEDT 11/12/24. Max 1 entry/person. Limit 1 prize/person.
https://www.nib.com.au/health-services/skincare/signup/Terms and conditions:
1. These Terms and Conditions apply to the “nib x CoolCabanas Skin Check Competition” (“Competition”). By participating, entrants agree to be bound by these Terms and Conditions.
2. Entries must comply with these Terms and Conditions to be valid.
3. The Promoter is nib health funds limited
ABN 83 000 124 381 of 22 Honeysuckle Drive, Newcastle NSW 2300 (“Promoter” or “nib”).
The Promoter has engaged Fraser Group Pty Ltd ABN 56 152 668 892 operating as CoolCabanas Australia of 59 Doggett St, Newstead QLD 4006 to assist in the fulfilment of the Competition (“CoolCabanas”).
4. This Competition is a game of chance ACT: TP24/02427. SA: T24/1865.
5. The Competition commences at 9:00am AEDT
on Tuesday, 12 November 2024 and closes at 11.59pm AEDT on Wednesday, 11 December 2024 (“Competition Period”).
6. There are thirty (30) individual Prizes to be won; one (1) Prize for each day during the Competition Period. Each Prize consists of one (1) CoolCabanas gift card valued at AUD$249 (inclusive of GST) which can be used to redeem one large CoolCabana of the winner’s choosing (recommended retail price of AUD$249) (each a “Prize”). The total Prize pool for the Competition is AUD$7,470.
How to enter
7. Entry into the Competition is only open to new or current nib members who, at the time they enter the competition:
a. are aged 18 years or older;
b. hold either a free nib membership or hold an Extras, Hospital, Ambulance or Overseas Cover; and
c. are up to date with any premium payments, if applicable.
(“Eligible Entrants”)
8. To enter the Competition, Eligible Entrants must, during the Competition Period:
a. go to the nib Online Skin Check within the nib App or by visiting nib.com.au/health-services/ skincare/signup/;
b. log in to their nib member account or enter their details to join as a free member;
c. answer and submit all responses to complete their nib Skin Check;
d. be an active member at the time to competition is drawn (excludes members whose policy is suspended, in arrears or on hold); and
e. have a first name, last name and valid email address registered on their membership or policy to communicate the offer of a Prize.
9. Eligible Entrants must not be an employee of the Promoter, Fraser Group Pty Ltd or related entities and must not have any immediate family members who are employees of the Promoter or its related entities. Immediate family means spouse, de facto spouse, child or stepchild (whether natural or by adoption), parent, step-parent, grandparent, step- grandparent, uncle, aunt, niece, nephew, brother, sister, stepbrother, stepsister or first cousin.
10. Eligible Entrants can enter only once.
11. Entries must be received during the Competition Period and will be deemed to be received only when they have actually been received by the Promoter.
12. Entrants are responsible for their own costs associated with entering.
13. Entrants who use automatically generated entries or multiple aliases, may be disqualified from the Competition.
nib.com.au 13 14 63 1/4
nib Health Funds Limited ABN 83 000 124 381 Head Office – 22 Honeysuckle Drive, Newcastle NSW 2300.
Prize Draw and Redemption
14. Only one Prize can be won by an Eligible Entrant.
15. Prizes are not transferrable, exchangeable or redeemable for cash.
16. Prizes may not be resold, offered for resale, used for advertising, promoting or other commercial purposes. Prizes must be taken as offered and may not be varied.
17. The Prize values are correct as at the date of preparing these Terms and Conditions and include any applicable GST.
18. The Promoter does not accept responsibility for any variation in the Prizes. If any Prize is unavailable, the Promoter reserves the right to substitute the Prize with a Prize of equal or greater value, subject to any applicable regulations.
19. Acceptance and use of a Prize is subject to any additional terms and conditions of the relevant retailer or supplier.
20. The thirty (30) Prize draws (representing one draw for each day during the Competition Period) will take place on Friday, 13 December 2024 commencing at 2:00pm AEDT at Gadens Lawyers, Level 13,
447 Collins Street, Melbourne VIC 3000. In each draw, the first valid entry drawn randomly from
the entries received on the relevant day during the competition period will win a Prize (being one Prize for a winner for each day of the Competition Period).
21. Entries received in one calendar day do not roll over into the next calendar day and are not included as entries for subsequent draws.
22. Wherenoentrieshavebeenreceivedforanyrelevant day during the competition period, the Prize(s) will carry over to the next draw on which the Promoter has received enough entries to award the Prize(s).
23. ThePromotermaydrawadditionalreserveentries in a draw and record them in order, in case a winning entry/entrant is deemed invalid or a Prize is unclaimed (“Reserve Entrants”).
24. Winners will be contacted by the email registered on their membership or policy within three (3) business days of the draw.
25. Winners’ last name, first initial and postcode will be published on the website nib.com.au/health- insurance/competition-winners (“Website”) on Wednesday, 18 December 2024 for 28 days.
26. WinnersmustthenfollowthePromoter’sinstructions to confirm their email address and acknowledge
that their Prize will be sent to that email address
by Monday 20 January 2025 (the “Prize Claim Date”). Once this is done, Prizes will be emailed to winners from Wednesday, 18 December 2024 to Friday, 20 December 2024, and re-commence
on Monday, 6 January 2025, depending on when winners confirm their email address.
27. If a Prize has not been accepted or claimed by the Prize Claim Date or if, after making all reasonable attempts, the Promoter cannot contact a winner (or a winner does not contact the Promoter) by the Prize Claim Date, the relevant entry(ies) will be discarded and the Promoter will conduct an unclaimed Prize draw on Tuesday, 21 January 2025 at the same time and place as the original draw in order to distribute the unclaimed Prize(s).
28. Any winner(s) in the unclaimed Prize draw will be contacted by email within three (3) business days of the draw.
29. The last name, first initial and postcode of any winner(s) in the unclaimed Prize draw will be published on the Website on Monday, 27 January 2025.
30. If any Prize remains un-won at the end of this Competition, or if a Prize winner cannot be found, that information will be published on the Website on Monday 24 February 2025.
31. Prizes and all elements of Prizes must be taken as and when offered or will be forfeited, and if forfeited, the Promoter will not be liable for providing alternative Prizes. Prizes are subject to any additional terms and conditions imposed by the relevant supplier.
32. WherethePromoter,actingreasonably,isofthe view that an entrant has breached these Terms and Conditions, it reserves the right to discard their entry.
33. The Promoter reserves the right, at any time, to verify the validity of entrants (including an entrant’s identity, age and place of residence) and may disqualify any entrant who is not eligible to enter the Competition under these Terms and Conditions or who fails to verify the validity of their entry. Failure by the Promoter to enforce any of its rights does not waive those rights. nib Health Funds Limited ABN 83 000 124 381 Head Office – 22 Honeysuckle Drive, Newcastle NSW 2300
34. If an entrant or their entry are deemed by the Promoter to breach these Terms and Conditions, their entry may be discarded.
35. Entrants must not, in relation to this Competition:
a. tamper with the entry process;
b. engage in any conduct that may jeopardise the fair and proper conduct of the Competition;
c. act in a disruptive, annoying, threatening, abusive or harassing manner;
d. do anything that may diminish the good name or reputation of the Promoter, Fraser Group Pty Ltd or any related entities or of the agencies or companies associated with this Competition; or
e. breach any law; or
f. behave in a way that is otherwise inappropriate.
36. The Promoter is not liable for entries, Prize claims or correspondence that are misplaced, misdirected, delayed, lost, incomplete, illegible or incorrectly submitted.
37. Entry and continued participation in the Competition is dependent on Eligible Entrants following
and acting in accordance with the Instagram
and Facebook Terms of Use. This Competition adheres to the Instagram and Facebook terms
and conditions set out in the promotion guidelines. Eligible Entrants release Instagram and Facebook and their associated companies from all liabilities arising in respect of the Competition. Eligible Entrants acknowledge that the Competition is in no way sponsored, endorsed or administered by, or associated with Instagram and Facebook.
38. The Promoter is not liable for any problems with communications networks outside its reasonable control.
39. If any dispute arises between you and the Promoter concerning the conduct of this promotion or claiming a Prize, the Promoter will take reasonable steps to consider your point of view, taking into account any facts or evidence you put forward, and to respond to it fairly within a reasonable time. In all other respects, the Promoter’s decision in connection with all aspects of this competition
is final.
40. By entering, entrants request that their full address not be published.
41. If this Competition cannot run as planned for any reason beyond the Promoter’s control, for example due to software, hardware or communications issues, unauthorised intervention, tampering, fraud or technical failure, the Promoter may end, change, suspend or cancel the Competition or disqualify affected entries/entrants, subject to any necessary approval by the state/territory gaming authorities.
42. The Promoter is not responsible for any tax implications arising from entrants winning a Prize. Entrants should seek independent financial advice. If for GST purposes this Competition results in any supply being made for non-monetary consideration, entrants must follow the Australian Taxation Office’s stated view that where the parties are at arm’s length, goods and services exchanged are of equal GST inclusive market values.
43. Except for any liability that cannot be excluded
by law (in which case that liability is limited to the minimum allowable by law), the Promoter excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way in connection with this Competition, including but not limited to:
a. anytechnicaldifficultiesorequipmentmalfunction (whether or not under the Promoter’s control);
b. any theft, unauthorised access or third-party interference;
c. any tax liability incurred by a winner (independent financial advice should be sought); and
d. accepting and/or using the Prize.
44. Without limiting the previous paragraph, the Promoter and the agencies and companies associated with this competition are not liable for any loss of, damage to or delay in delivery of Prize(s), or for any damage that occurs to displayed Prize(s) (where relevant), due to circumstances beyond the Promoter’s reasonable control. Unless otherwise specified, Prize(s) will only be delivered to individuals in Australia. The Promoter is not responsible for any undelivered emails due to an entrant’s spam filters or email settings.
nib.com.au 13 14 63 3/4
nib Health Funds Limited ABN 83 000 124 381 Head Office – 22 Honeysuckle Drive, Newcastle NSW 2300.
45. The Promoter reserves the right to disqualify any persons who breach any of these Terms and Conditions, provide false information or who seek to gain an unfair advantage or to manipulate this Competition.
46. You may have consumer rights under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia, which may be relevant to any issue or problem you encounter in relation to this Competition and cannot be excluded or restricted. Nothing in these Terms and Conditions excludes or restricts those rights. See
www.accc.gov.au/ for more information about those rights.
47. The Promoter may collect your personal information (including through the Promoter’s agents or contractors. The Promoter will use your personal information to conduct and manage the Competition. The Promoter may disclose your personal information to the Promoter’s related companies, agents and contractors to assist in conducting this competition, communicating with you or storing data. This may include disclosures to organisations outside Australia, including in places such as New Zealand, the Republic of Ireland, the United Kingdom, the United States, the Philippines, Brazil and the Cayman Islands.
48. By entering, you consent to the Promoter keeping your personal information on its database to use for future marketing purposes, including contacting you by electronic messaging provided that where required by the Spam Act 2003 (Cth), the Promoter includes a functional unsubscribe facility in each direct marketing communication it sends you
that you may use to opt out of any further such communications and provided that the functional unsubscribe facility complies with the Spam Regulations 2021 (Cth). By entering, you consent to receive email or SMS messages from the Promoter without any functional unsubscribe facility if they relate primarily to the conduct of this Competition. The Promoter will not use any sensitive information collected about you as a result of you entering this Competition for direct marketing purposes.
49. The Promoter’s Privacy Policy (see nib.com.au/ legal/privacy-policy) includes information about :
a. how to seek access to the personal information the Promoter holds about you and seek correction of that information; and
b. how to complain about a privacy breach and how the Promoter will deal with such
Australian Competitions Club
