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| | |-Comping Club  WIN 1/10 $1000
Entry Details
  • WIN 1/10 $1000     Closing Date: Thursday 02 August 2012

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 Category   • Cash & Vouchers 
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« : Sunday 22 July 2012, 05:02:45 pm »
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https://www.facebook.com/NAB?sk=app_451839181498826#_=_

Trade Promotion: Game of Skill
Schedule to Terms of Entry
Name of Promotion The Certainties Of Life. Brought to you by NAB Classic Banking.
Station and Station
Website
Nova (www.novafm.com.au)
Promoter Nova 100 Pty Ltd (ACN 094 934 684) of Level 2, 678 Victoria Street
Richmond VIC 3121 (“Nova”)
AND
National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686)
(“NAB”)
Nova & NAB are jointly referred to as the Promoter.
Relevant State/s
All States and Territories of Australia
Entry Restrictions
Entrants must be 18 years of age and over and Australia residents.

All content submitted must not be;
-­‐ Illegal
-­‐ Fraudulent
-­‐ Sexist
-­‐ Racist
-­‐ Discriminatory
-­‐ Misleading or deceptive
-­‐ Defamatory
-­‐ Obscene or offensive
-­‐ Unsuitable for people under the age of 18
-­‐ Off-topic; or
-­‐ Negatively impact on the NAB or Nova brand, goodwill and reputation
(as determined by Nova and NAB).
Entries that breach the above listed content entry restrictions may be
deemed invalid, at the Promoter’s sole and absolute discretion.
Any content which entrants submit as part of this competition must be
original, accurate, unaltered and the entrant’s own work. Any entry
submitted that does not meet this requirement (as determined by the
Promoter in its sole and absolute discretion) may be deemed invalid.
Any material submitted by entrants or created by the Promoter as part of
this Promotion may be modified, altered or deleted by the Promoter in its
absolute discretion.
Employees and contractors of NAB and Nova and their immediate
families and the agencies or companies associated with the
competition are not permitted to enter.
By entering this Promotion, entrants and their nominated companions
grant to the Promoters (NAB and Nova) a non-exclusive, Australia wide,
in perpetuity, royalty free, transferable licence to use and exploit any
material submitted by the entrant as part of their entry, the Recording and
the entrants participation in the Promotion generally for the purposes of
conducting and promoting this Promotion and for the purpose of
advertising and marketing the Promoters (NAB and Nova), in all media
now known or later devised.
The Promoter may require entrant/s to provide proof of age and proof of
identification in a form acceptable to the Promoter. Entrant/s who are
unable to satisfy this requirement may forfeit their Prize.
If requested by the Promoter and where reasonably possible, entrants
must be available to participate in a recorded Prize delivery (being audio,
still and video (the “Recording”)) on a day, time and location as
nominated by the Promoter Entrants who are unable to participate in an
in-person Prize delivery must provide a valid Australian bank account
details including the Account name, Account number and BSB to the
Promoter to facilitate the Prize delivery by the Promoter to their
nominated bank account. Entrants who are unable to facilitate the Prize
delivery in one of the above listed manners may forfeit their Prize.
In order for entrants to be eligible to be deemed a winner and awarded a
Prize, entrants must be available to record their winning ‘life certainty’ via
telephone between 2-10 August 2012. Specific dates and times for such
recordings shall be at the Promoter’s discretion. Entrants who are unable
to participate on their designated day/time may forfeit the chance to be
awarded a Prize and the Promoter may select another entrant as a
winner (as determined by the Promoter in its discretion).
Vote tampering in any form is strictly forbidden. If the Promoter
determines (in its sole and absolute discretion) that an entrant/s or voter/s
actions are in contravention of these Terms of Entry, that entrant (or the
entrant that the voter has submitted votes for) may be disqualified from
the Promotion and some or all the votes that the entrant (or the voter) has
submitted may be deleted. Some examples of behaviour that may result
in disqualification include but is not limited to;
o Voting more than once per day;
o Registering or using multiple accounts to make more than one
vote per person per day;
o Using automated electronic systems to facilitate voting;
o Encouraging or coercing entrants not to vote.
Entrants must supply their email address to enter. Entrants can only
submit one entry per email address.

Competition Period
The competition begins at 11.00am (AEST) on Wednesday July 18, 2012
Entries into the competition close at 4.00pm (AEST) on Wednesday
August 1, 2012

Entry Method
Web entry:
During the Competition Period:
(a) Listeners will be invited via on-air and on-line commercials to visit the NAB
Facebook page www.facebook.com/NAB to enter. Entrants must then download
the NAB Facebook Competition App (accepting any terms & conditions of use)
and complete the online entry form including by providing their contact details, an
active email address that must be checked regularly and by stating in 25 words or
less their ‘life certainty’ that is a human truth, for example: “footballers get
tattooed” or “the instant you put a baby down to sleep, they’ll wake up.”
(b) Entrants ‘life certainties’ will be placed on the NAB Facebook Competition App
and users of the NAB Facebook Competition App can vote on their favourite ‘life
certainty’. For the avoidance of doubt, there is no prize on offer for participants
who only vote.
(c) Each successful entry will be published on the NAB Facebook Competition
(d) Each entry published on the NAB Facebook Competition App will be individually
reviewed by representatives of the Promoter.
(e) In the event, entrants submit a ‘life certainty’ which provides the exact same
description or a very similar description of a ‘life certainty’, submitted by another
entrant, the Promoter in its sole and absolute discretion will deem the first entry to
be a valid entry and the remainder of the submissions to be invalid. The Promoter
will advise entrants with an invalid ‘life certainty’ that the ‘life certainty’ they have
submitted has already been submitted and to submit a different ‘life certainty’.
(f) The Promoter will select up to ten (10) entries it deems to be the “best” (as
determined by the Promoter and based on the Judging Criteria).
(g) The Promoter will contact the winner/s for notification of the prize.
*For the avoidance of doubt, the number of votes received will be taken into account
by the Judge/s, but is not determinative of the winner.
Maximum Number of
Entries
One entry per person per day during the competition period. Only one
entry can be submitted per email address, which must be checked
regularly.

Voting Restrictions Voters may vote for as many different ‘life certainties’ published on the
NAB Facebook Competition App each day. For example three (3) ‘life
certainties’, three (3) individual votes (one vote per ‘life certainty’ per day
only)
Challenge Details
Challenge Date and
Challenge Location
Judging Criteria
The Promoter will determine the winner/s based on among other things;
originality and creativity in the concept and idea as well as the number of
votes* each entrant’s submission receives. *For the avoidance of doubt,
the number of votes received by each entrant for the ‘life certainty’ they
submitted on the NAB Facebook Competition App will be taken into
account by the Judge, but is not determinative of the winner.

Prize Details
There are up to 10 prizes to be won, as follows:
Prize: One (1) AUD $1,000 cash prize (inc GST)
Total Prize Pool Up to AUD $10,000 (inc GST)

Notification of Winners
Winners will be notified:
- via mail (in the form of an email) or
- via telephone or
- on air
Prize Claim Date and Prize/s must be claimed by 4pm (AEDST) on Friday October 12, 2012
Time
Prize Delivery
The prize/s will be delivered to the winner’s residential or work address in
person by representatives of Nova at a date and time as specified by the
Promoters.
AND/OR
The prize will be transferred to the winner’s nominated bank account via
electronic funds transfer.
Trade Promotion: Game of Skill
Terms of Entry
1 These terms must be read together with the Schedule for this competition. The
Schedule defines certain terminology used in these terms. Entry into the competition is
deemed acceptance of these terms. To the extent of any inconsistency between the
Schedule and these terms, the Schedule prevails. For the avoidance of doubt, the
Promoter’s General Terms of Entry (available on the Station Website) do not apply to
this competition.
2 Entry is open only to Australian residents who comply with the Entry Restrictions (if any).
Directors, officers, management, employees and other staff (and the immediate families
of directors, officers, management, employees and other staff) of the Promoter or of its
related bodies corporate, or of the agencies or companies associated with this
competition or of any Australian commercial radio broadcaster are ineligible to enter.
3 The competition will be conducted during the Competition Period.
4 To enter the competition, entrants must follow the Entry Method during the Competition
Period.
5 Entries must be received by the Promoter during the Competition Period. Entrants may
submit up to the Maximum Number of Entries, as outlined in the Schedule.
6 The Promoter accepts no responsibility for late, lost, incomplete, incorrectly submitted,
delayed, illegible, corrupted or misdirected entries, claims or correspondence whether
due to error, omission, alteration, tampering, deletion, theft, destruction, transmission
interruption, communications failure or otherwise. The Promoter has no control over
communications networks or services, the Internet, or computer or telephone networks
or lines and accepts no responsibility for any problems associated with them, whether
due to traffic congestion, technical malfunction or otherwise. The Promoter is not liable
for any consequences of user error including (without limitation) costs incurred. Any
form of automated entry using any device or software is invalid. Entries via SMS or
email are deemed to be received at the time of receipt into the Promoter’s database not
at the time of transmission by the entrant.
7 If this promotion involves SMS entry, the maximum cost of each SMS is 55 cents (inc
GST) and entries must be submitted from the entrant’s mobile phone. SMS entry is only
open to entrants with an SMS compatible mobile phone with calling line identification
connected to a service provider which permits text and premium messaging to and from
the promotional SMS number. Entrants should check with their network service provider
to see if their mobile phone is compatible. Entrants under the age of 18 must obtain the
bill payer’s permission prior to entering. The Promoter’s Service Provider is 5th Finger
Pty Ltd (helpline: 1300 464 866).
8 If this promotion involves entry via a competition phone line, the maximum cost of a call
to the competition phone line is 55 cents (inc GST) except that higher rates may apply
from mobile or public phones. Entrants under the age of 18 must obtain the bill payer’s
permission prior to entering.
9 This is a game of skill; chance plays no part in determining the winner/s. Each valid
entry will be individually judged (by representatives of the Promoter) based on the
Judging Criteria.
10 The judges' decisions are final and no correspondence will be entered into.
11 All entries and materials submitted to the Promoter in connection with this competition
(in any form, including without limitation in hard copy or electronic form), become the
property of the Promoter and each entrant warrants that it has the right to transfer these
things to the Promoter. Each entry must be the entrant’s original work. By entering this
competition entrants:
(a) consent to the Promoter making copies of or publishing the whole or any part
of their entry and otherwise exploiting the entry and any rights in relation to the
entry, to publicise this competition or for any other purposes; and
(b) warrant to the Promoter that their entry is not, and its use by the Promoter will
not be, in breach of any third party intellectual property rights.
12 The prize/s will be awarded to the valid entrant or entrants (as applicable) which best
meet the Judging Criteria, as outlined in the Schedule. Entries that, in the Promoter’s
judgment, contain offensive, defamatory or otherwise objectionable or inappropriate
material or that infringe any third party rights will be invalid.
13 If the competition involves a challenge as described in the Challenge Details (the
Challenge), the Challenge will be conducted in accordance with the Challenge Details
on the Challenge Date at the Challenge Location. If an entrant participating in the
Challenge is deemed, by representatives of the Promoter, to have completed the
Challenge successfully within the time period specified by the Promoter (where
applicable), and in accordance with any other criteria specified in the Schedule or by the
Promoter, they will receive a prize as described in the Prize Details. Unless otherwise
specified, entrants are responsible for making their own way to and from the Challenge
Location to participate in the Challenge. If the Challenge Location is specified to be an
“entrant’s home” or similar, the entrant warrants that the address nominated by the
entrant is the address where the entrant lawfully and usually resides and that the entrant
has authority to allow persons access to the home and the land on which it is situated.
The entrant consents to the Promoter and any other persons as required by the
Promoter accessing and entering the home and the land, for the duration of the
Challenge and for any period before or after the Challenge, as reasonably required for
the purposes of the Challenge. Unless the contrary intention appears, a reference in
these terms to the word “person” includes an individual, a firm, a body corporate, a
partnership, a joint venture, an unincorporated body or association, or any government
agency or entity.
14 The prize/s are specified in the Prize Details. The total prize pool is specified in the
Total Prize Pool section of the Schedule.
15 Where a prize includes international or domestic travel, the prize cannot be taken during
peak periods and must be booked and completed as specified by the Promoter and/or
the supplier or organiser of the prize. If the prize is event based, travel must be taken
to coincide with the relevant event on the dates specified by the Promoter. Any flights
and accommodation constituting part of a prize are subject to booking and availability.
All costs associated with a travel prize which are not specified to be included in the
prize, including but not limited to any transfer costs, meals, taxes, insurance and other
ancillary costs, are the responsibility of the winner and their companion/s. The winner
and any travelling companion/s are responsible for ensuring that they have all necessary
travel insurance and documents to travel to the relevant place (including a current
passport and visas, if required). The Promoter is not responsible for any cancellation,
delay or rescheduling of flights and any costs incurred as a result (including, without
limitation, accommodation costs) will be the sole responsibility of the winner. Where a
prize includes international travel, winners are advised to consult their healthcare
professional regarding recommended immunisations and/or health checks prior to
travelling and to check for travel warnings and any perceived hazards with appropriate
authorities, including www.dfat.gov.au.
16 If the prize includes any vehicle (Vehicle), including a motor vehicle/motorcycle/motor
scooter/boat or any other vehicle, the prize does not include any insurance or
accessories not specified. If a winner of a Vehicle is under the age of 18 years, the
prize will be awarded to the winner’s parent or guardian. The winner or his or her parent
or guardian (as the case may be) (Deemed Winner) is responsible for arranging their
attendance at the premises nominated by the Promoter to collect the Vehicle. The
Deemed Winner must provide all information and sign all documentation necessary to
enable the Promoter to register the Vehicle in the name of the Deemed Winner prior to
collection. To be eligible to claim the Vehicle, the Deemed Winner must be capable of
obtaining registration of the Vehicle in his or her name in accordance with any applicable
legislation in the Relevant State in which the Vehicle is collected. If the Deemed Winner
is, through any legal incapacity or otherwise, unable to register the Vehicle in his or her
name then he or she may assign the Vehicle to another person with legal capacity for
the purpose of registration of the Vehicle.
17 Where a prize involves the winner:
(a) attending an event, if any part of the event is abandoned, called off, varied or
postponed for any reason, then at the Promoter’s discretion, the relevant
winner (and their companion/s, if applicable) forfeits all rights to attend the
relevant event and no cash or alternative tickets will be substituted for that
element of the prize; and/or
(b) meeting or attending a function with a celebrity or other public figure, the
Promoter will not be liable for the failure of the winner (and their companion/s, if
applicable) to meet that person or failure of that person to attend the function,
for whatever reason.
18 If the prize includes vouchers, all vouchers are valid until the voucher expiry date as
specified on the voucher or by the provider of the voucher. Vouchers are subject to the
conditions stipulated by the provider of the voucher. If the total value of a voucher is not
used at the time of redemption, a new voucher may (subject to the conditions stipulated
by the provider) be issued for the remaining amount. Any such further voucher is valid
for the remainder of the original voucher expiry period. Vouchers cannot be redeemed
for further vouchers.
19 If the prize includes tickets, all tickets are valid for the date or period as indicated on the
tickets. Tickets are subject to the conditions stipulated by the provider of the tickets.
20 If a winner of a prize is under the age of 18 years (where entry by persons under 18 is
permitted), the Promoter may, at its discretion, award the prize to the winner’s parent or
guardian.
21 The Promoter may, at its discretion, require any person taking any prize to be 18 years
of age or over, or if a person is under the age of 18, require that that person be
accompanied by a parent or legal guardian while taking the prize.
22 The Promoter may in its absolute discretion prohibit an entrant’s participation in this
competition, cancel a prize or otherwise cease to provide any benefit of a prize to a
winner and their companion/s if the entrant or the winner (or their companion/s), in the
opinion of the Promoter, is under the influence of alcohol or any other drug, behaves
aggressively or offensively, or behaves in a manner which may diminish the good name
or reputation of the Promoter or any of its related bodies corporate (or of the business of
the Promoter or any of its related bodies corporate), is contrary to law or is otherwise
inappropriate.
23 The Promoter encourages consumers to enjoy alcohol responsibly. Legal aged
consumers are advised to consider the safe drinking levels recommended in the
National Health and Medical Research Council Australian Alcohol Guidelines. A full
version of the Guidelines is available at http://www.alcoholguidelines.gov.au/.
24 Entrants must, at the Promoter’s request, participate in all promotional activity (such as
publicity and photography) surrounding this competition or the winning of any prize, free
of charge, and they consent to the Promoter and its related bodies corporate using their
name and image in promotional material. Without limitation, entrants consent to being
broadcast, filmed, photographed or otherwise recorded without compensation while
participating in this competition, or any Challenge involved in this competition, or in
taking or using any prize, and they consent to the Promoter repeating any such
broadcast, film or other recording at any time.
25 If an entrant is unable to or refuses or fails to take part in any element of this competition
(including, without limitation, a Challenge forming part of this competition), or a winning
entry is deemed not to comply with these terms, the Promoter reserves the right to
discard that entrant’s entry and proceed as if that entrant had not entered the
competition.
26 The winner/s will be notified as stated in the Notification of Winners section of the
Schedule.
27 If any prize is not claimed by the Prize Claim Date and Time, the relevant winner’s entry
will be deemed invalid and the Promoter reserves the right to award the relevant prize/s
to the next best valid entry or entries (as applicable) which meet the Judging Criteria, as
determined by the judges, that has not already received a prize. If a prize is no longer
capable of being redeemed, the new winner/s will receive a prize, as determined by the
Promoter, of equivalent value (as if the original prize had been awarded to that person,
less any administrative expenses incurred by the Promoter).
28 Entrants acknowledge that there may be inherent risks in some aspects of the
competition, including without limitation any Challenge involved in this competition, or
the prize and that participation in the competition and/or using the prize may involve
participating in dangerous activities. By entering this competition and/or accepting the
prize, entrants accept that risk.
29 In order to participate in this competition and/or the activities which may be awarded as
part of the prize, the winner (and their companion/s, as applicable) must comply with
applicable height, weight, health, fitness, skill, balance, dexterity and any other
requirements normally associated with the particular activity. It is the entrant’s
responsibility to ensure that they (and their companion/s, as applicable) are sufficiently
healthy and fit so as to safely participate in this competition and/or undertake the
activities awarded as part of the prize. The Promoter reserves the right to deem that an
entrant/winner (or their companion/s, as applicable) is not sufficiently healthy or fit. The
entrant/winner must comply with all requirements and directions of the people
responsible for the conduct of the relevant activity and must ensure that their
companion/s also comply, if applicable.
30 If requested by the Promoter, any entrant or winner (and their companion/s, if
applicable) (or if an entrant, winner or companion is not an adult, their parent or
guardian) must sign an indemnity and exclusion of liability form (provided by the
Promoter) in favour of all parties involved in this competition and/or providing the prize
prior to undertaking any specified activities forming part of the competition or prize. If
any entrant, winner, nominated companion or parent/guardian (if applicable) do not sign
the indemnity form provided by the Promoter within the time requested by the Promoter,
the relevant entrant’s or winner’s entry or claim will be deemed invalid. Where a
winner’s entry or claim is deemed invalid, the Promoter reserves the right to determine a
new winner in accordance with paragraph Error! Reference source not found. or
Error! Reference source not found. (as applicable).
31 Prizes and participation in this competition are subject to any conditions imposed by the
supplier or organiser of the prize, as applicable.
32 The Promoter and its associated agencies and companies will not be liable for any loss
(including, without limitation, indirect, special or consequential loss or loss of profits),
expense, damage, personal injury or death which is suffered or sustained (whether or
not arising from any person’s negligence) in connection with this competition or
accepting or using any prize, except for any liability which cannot be excluded by law (in
which case that liability is limited to the minimum allowable by law).
33 Without limiting the previous paragraph, the Promoter and its associated agencies and
companies will not be liable for any damage to or delay in transit of prizes. Prizes will be
provided by the Promoter to the winner/s as stated in the Prize Delivery section of the
Schedule.
34 The Promoter may require the winner/s to provide identification as requested by the
Promoter including (without limitation) proof of identity, proof of age and proof of
residency. Identification considered suitable for verification is at the Promoter’s
discretion.
35 If due to any reason whatsoever the Promoter becomes aware after an entrant has won
a prize that the entrant has not complied with these terms, that entrant will have no
entitlement to the prize, even if the Promoter has announced them as a winner and that
entrant will be required, at the direction of the Promoter, to return, refund or otherwise
make restitution of the prize.
36 The Promoter may, in its sole discretion, disqualify any or all entries from, and prohibit
further participation in this competition by, any person who tampers with or benefits from
any tampering with the entry process or with the operation of the competition or acts in
violation of these terms, acts in a disruptive manner or acts with the intent to annoy,
abuse, threaten or harass any other person.
37 No prize is transferable or exchangeable, nor can it be redeemed for cash. In the event
for any reason a winner does not take an element of any prize at the time stipulated by
the Promoter then that element of the prize will be forfeited by the winner and cash will
not be supplied for that element of the prize. The Promoter accepts no responsibility for
any variation in prize value. Where a prize is unavailable for any reason, the Promoter
may substitute for that prize another item of equal or higher value as determined by the
Promoter. Without limiting the foregoing, the Promoter may, in its absolute discretion,
substitute cash for any prize (the amount of cash being equal to the prize value specified
in the Prize Details).
38 Without limiting paragraph Error! Reference source not found., The Promoter and its
associated agencies and companies make no warranties or representations about the
fitness for purpose or suitability of any prize and will not accept responsibility for the
quality or fitness for any purpose of any prize, or the failure of any prize to be of
merchantable quality. If liability under terms implied by legislation cannot be excluded,
the liability of the Promoter and its associated agencies and companies is limited to resupplying
the relevant goods or services or paying the cost of replacing them.
39 If for any reason any aspect of this competition is not capable of running as planned,
including by reason of infection by computer virus, telephone network failure, bugs,
tampering, unauthorised intervention, fraud, technical failures or any cause beyond the
control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify
or suspend the competition, or invalidate any affected entries.
40 Without limiting any other paragraph, the Promoter may at its discretion amend any
aspect of this competition or of these terms, subject to applicable laws in each Relevant
State.
41 The Promoter accepts no responsibility for any tax implications that may arise from the
prize winnings. Independent financial advice should be sought. Where the operation of
this competition results in, for GST purposes, supplies being made for non-monetary
consideration, entrants agree to follow the Australian Taxation Office’s stated view that
where the parties are at arm’s length, goods and services exchanged are of equal GST
inclusive market values.
42 Each entrant must ensure that any other person whose details have been provided by
the entrant to the Promoter for the purposes of the entrant’s participation in this
competition has given their implied or express consent for their details to be provided to
the Promoter and any of its related bodies corporate and to be contacted by the
Promoter or any of its related bodies corporate in relation to this competition.
43 The information entrants provide will be used by the Promoter for the purpose of
conducting this competition. By entering this competition, entrants consent to the
storage of their personal information on the databases of the Promoter and its related
bodies corporate and the Promoter and its related bodies corporate may use this
information for future promotional and marketing purposes regarding their products and
services including contacting entrants via electronic messaging. The Promoter may
disclose entrants’ personal information to its contractors and agents to assist in
conducting this competition or communicating with entrants. The Promoters are bound
by the National Privacy Principles in the Privacy Act 1988. Entrants can view the dmg
Radio (Australia) Privacy Policy at www.dmgradio.com.au/privacy and the National
Australia Bank Privacy Policy at http://nab.co/PY3UGf. Entrants can request access to
the personal information the Promoter and its related bodies corporate hold about them
by contacting the Promoter at the address stated in the Schedule.
44 Unless the contrary intention appears, a reference in these terms or the Schedule or in
any advertisement relating to this Competition to Australian dollars, dollars, AUD$ or $ is
a reference to the lawful currency of Australia.
45 Where the competition is communicated on Facebook, entrants and participants in the
competition acknowledge that the competition is in no way sponsored, endorsed or
administered by or associated with Facebook and entrants and participants in the
competition release Facebook and its associated companies from all liability arising from
the competition. Entrants provide their information to the Promoter and not to Facebook.
Go for it, give it a tweet!             
          
          

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Kelly1
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« Reply #1 : Sunday 22 July 2012, 05:34:13 pm »
Go Up

Just highlighting this, as it took me a moment to see it!   Smile

Listeners will be invited via on-air and on-line commercials to visit the NAB
Facebook page www.facebook.com/NAB to enter. Entrants must then download
the NAB Facebook Competition App (accepting any terms & conditions of use)
and complete the online entry form including by providing their contact details, an
active email address that must be checked regularly and by stating in 25 words or
less their ‘life certainty’ that is a human truth, for example: “footballers get
tattooed” or “the instant you put a baby down to sleep, they’ll wake up.”

(b) Entrants ‘life certainties’ will be placed on the NAB Facebook Competition App
and users of the NAB Facebook Competition App can vote on their favourite ‘life
certainty’. For the avoidance of doubt, there is no prize on offer for participants
who only vote.
Go for it, give it a tweet!             
          
          

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My children are the pot of gold at the end of my rainbow.
Winnings since joining=$33,875.85
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