https://devoir.com.au/advance-to-financial-freedom/Enter now for your chance to achieve your Financial Freedom and
WIN $100,000
towards a bespoke share portfolio!
Advance to Financial Freedom Entry
Please complete the form below for your chance to win.
Advance to financial freedom entry is open to all Australian residents in NSW, QLD and VIC 18yrs or older.
Want to know more? Please refer to Terms & Conditions.
Condensed Terms & Conditions:
By submitting an entry into this competition entrants consent to receive promotional and other marketing messages from the Promoter (including messages sent electronically for an unlimited period of time). Entrants will be able to opt-out at any time by following the instructions included in each message sent by the Promoter. See
https://advance-to financial-freedom.devoir.com.au/ for full terms. Open to NSW, QLD and VIC residents over the age of 18. All entrants may enter as many times as they like provided that each entry is unique. Competition opens 05/11/21 at 12:01 AM and closes 04/11/22 at 11:59 PM. Subject to clause 14, a winner will be drawn for a chance to win the major prize on 05/11/22 at 11:00 AM at Prizetech, 137 Moray Street, South Melbourne VIC 3205.The winner will then select one (1) envelope from a pool of two hundred (200) on 05/11/22 at 12:00 PM. The winner or winner’s representative may be present. Otherwise, the winner will be contacted by phone and can authorise for the Promoter to conduct open the envelopes on their behalf. There will be one envelope with the prize of $100,000 noted in it. The other envelopes will have $1,000 noted in it. The contents of the envelope picked by the winner will determine the prize the winner wins. The total prize pool valued at up to $100,000 (incl. GST). Winner notified by email and published online at
https://advance-to-financial-freedom.devoir.com.au/from 08/11/22 for 28 days. The Promoter is Devoir Pty Ltd (ABN 99 613 923 505) of Suite 603, 247 Coward St, Mascot, NSW 2020. Authorised Under: NSW Permit No. TP/01452.
Devoir Advance to Financial Freedom
Terms & Conditions of Entry
General
1. Information on how to enter and prizes form part of the Terms & Conditions of Entry. Entry into this competition is deemed acceptance of these Terms & Conditions.
2. To the extent of any inconsistency between these Terms & Conditions and any other reference to this competition, these Terms & Conditions prevail.
Who can enter
3.
Subject to the clauses below, entry is open to all residents of New South Wales, Queensland and Victoria who have fulfilled the requirements set out below (‘Eligible Entrants’). Entrants must be over the age of 18, as of the date of entry.
4.Employees, and their immediate families, of the Promoter, associated agencies and companies, contractors or individuals are not eligible to enter this competition. Immediate family means any of the following: spouse, ex-spouse, defacto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or 1st cousin.
5. The Promoter is Devoir Pty Ltd (ABN 99 613 923 505) (the ‘Promoter’). The Promoter’s address is Suite 603, 247 Coward St , Mascot, NSW 2020.
How to enter
6. To enter Eligible Entrants must, during the Promotional Period (defined below): go to at
https://advance-to-financial-freedom.devoir.com.au/ where they can enter their details for this competition.
7. By submitting an entry into this competition entrants consent to receive promotional and other marketing messages from the Promoter (including messages sent electronically for an unlimited period of time). Entrants will be able to opt-out at any time by following the instructions included in each message sent by the Promoter.
8. Entries must provide contact details on request to be eligible to win. Entrants may only enter in their own name. Inaudible, incomprehensible, illegible, and incomplete entries may be deemed invalid.
Number of Entries permitted
9.All entrants may enter as many times as they like provided that each entry is unique and submitted in accordance with these Terms & Conditions.
Open, Close, Draw and Publish dates
10.The competition commences on 05/11/2021 at 12:01 AM and closes 04/11/2022 at 11:59 PM (‘Promotional Period’). All times noted in these Terms & Conditions are local times, based on the location of the Promoter. If any draw date falls on a public holiday, as defined in the state of the Promoter, that draw will be conducted on the next business day. Entries must be received by the Promoter prior to the competition close date and time.
11.Subject to clause 14, the winner will be the first valid entry drawn at Prizetech, 137 Moray Street, South Melbourne VIC 3205 on 05/11/2022 at 11:00 AM. The winner will then select one (1) envelope from a pool of two hundred (200) on 05/11/2022 at 12:00 PM. The winner or winner’s representative may be present. Otherwise, the winner will be contacted by phone and can authorise for the Promoter to conduct open the envelopes on their behalf. There will be one envelope with the prize of $100,000 noted in it. The other envelopes will have $1,000 noted in it . The contents of the envelope picked by the winner will determine the prize the winner wins. The Promoter will ensure that all entries have an equal chance of winning a prize.
12.The winner will be notified by email within two business days of the draw. Their name will also be published on 08/11/2022 at
https://advance-to-financial-freedom.devoir.com.au/ for 28 days.
13.Prizes (or in the case of vouchers, prize confirmations) will be sent within 28 days of the draw.
14. Should at the time of the prize event where Eligible Entrants are required to attend in person, there be a State or Territory legislated, individual health order, or other restriction on the Eligible Entrant from attending i.e. from leaving their State of residence, then the Eligible Entrant may attend via Zoom with the Promoter otherwise running the prize event as originally planned. This will be achieved by a representative of the Promoter following the instructions of the Eligible Entrant, to the best of their ability. The actions of the Promoter representative will determine the results of the competition.
15.The Promoter may conduct such further draws on 06/02/2023 (at 11:00AM at Prizetech, 137 Moray Street, South Melbourne VIC 3205) as the original draw in order to distribute any prizes unclaimed by this date, subject to State and Territory legislation. Winners of any further draws will be notified by email within two business days of the draw. Their nameswill also be published on 08/02/2023 at
https://advance-to-financial freedom.devoir.com.au/ for 28 days.
Prize on offer
16. The total prize pool is valued at up to $100,000 (Including GST), as at 5/11/2021. 17. The total number of competition winners in this competition is one. The prize on offer is:
18.For any cash prizes your name on your entry must be that of an eligible bank account to which a cheque can be cashed. The Promoter will take reasonable steps to send cheques in the names as specified in the original entry. Winning entries with only a family name or reference to a family as the entrant cannot be cashed by banks.
Further Terms & Conditions
19.Any entrant found to have used a third party (including online competition entry site) to enter on their behalf will have all entries invalidated and any claim they have to any prize will be invalidated. If such an entrant is awarded a prize and then found to have breached this clause, the entrant must immediately return any prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request. The Promoter reserves the right to disqualify any entrant who provides false information or who seeks to gain an unfair advantage or to manipulate this competition.
20.Any entrant found to be entering incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to any prize will be invalidated. If such an entrant is awarded a prize and then found to have breached thisclause,the entrant must immediately return any prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request.
21. If the prize is unavailable, for whatever reason, the Promoter reserves the right to substitute the prize for a prize of equal or greater value, subject to State and Territory legislation. Cash will not necessarily be awarded as a substitute. It is a condition of accepting the prize that the winner must comply with all the conditions of use of the prize and prize supplier’s requirements. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated.
22.The Promoter highly recommends a current residential street address be provided when requested for ease of correspondence and potential prize delivery. The Promoter makes all reasonable efforts to deliver prizes to the addresses provided by competition entrants. The Promoter cannot guarantee that any prizes returned to the Promoter due to non-delivery at the provided address will be re-sent to the prize winner.
23.The Promoter reserves the right to request winners to sign a winner’s deed of release (and indemnification) or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim a prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
24.The Promoter reserves the right to conduct a redraw in the event that an entrant, claiming to be a winner, is unable to satisfy these Terms & Conditions or has breached these Terms & Conditions.
25.The Promoter’s decision in relation to any aspect of the competition is subject to State and Territory legislation but also final and binding on each person who enters. No correspondence will be entered into. No responsibility is accepted for late, lost or misdirectedentries. Prizes are subject to availability, not transferable or exchangeable and, with the exception of cash prizes, cannot be taken as cash. Prizes will be sent to the winner’s nominated address as stated in their original entry. The Promoter and their associated agencies, and companies associated with this promotion will take no responsibility for prizes damaged or lost in transit.
Privacy Collection Statement
26.By submitting an entry into this competition entrants consent to receive promotional and other marketing messages from the Promoter (including messages sent electronically for an unlimited period of time). Entrants will be able to opt-out at any time by following the instructions included in each message sent by the Promoter.
27.The Promoter and its related entities collect entrants’ personal information for the purpose of conducting and promoting this competition (including but not limited to determining and notifying winners). The Promoter may disclose personal information collected to an agent who is engaged to conduct the competition draw and for prize fulfilment. The Promoter may also disclose personal information collected to Australian regulatoryauthorities, such as the regulators of trade promotions. The Promoter will otherwise handle your personal information in accordance with its Privacy Policy availableat
www.devoir.com.au. You may request access or to update your personal information or lodge a complaint by writing to The Privacy Officer, Devoir Pty Ltd (ABN 99 613 923 505) of Suite 603, 247 Coward St , Mascot, NSW 2020.
Copyright,Statutory guarantees, Waiver and Liability
28.All entries and any copyright subsisting in the entries become and remain the property of the Promoter who may publish or cause to be published any of the entries received.
29. In participating in the prizes, the winners agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winners (and their companions) agree to granting the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winners (and their companions) will not be entitled to any fee for such use.
30. Prize-winners are advised that tax implications may arise from their prize winnings and they should seek independent financial advice prior to acceptance of that prize.
31. The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of this competition or if such a change is required to ensure the safety of the Promoter, its representatives and of entrants. Such changes may include the timing of any draw, the conduct of any prize related activities, and the timing or destination of any travel. The Promoter will disqualify any individual who has tampered with the entry process or any other aspect of this competition. In particular, computer generated entries and the use “scripting” is not permitted and will not be accepted.
32.Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used.
33.Nothing in these Terms & Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (‘Non-Excludable Guarantees’).
34.Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms & Conditions; (e) any tax liability incurred by a winner or Entrant; or (f) use of a prize.
Competition Permits
35.Authorised under: NSW Permit No. TP/01452.
Competition Terms & Conditions 5/11/2021 10:37 AM.
Liability limited by a scheme approved under professional standards legislation.
Australian Competitions Club
