Win $5K By Telling Us What You Wish You Knew Before Moving Abroad
Anyone who’s moved overseas gains a certain level of wisdom through missteps and misadventures, and it’s an unwritten duty to pass that knowledge to the next eager traveller.
Whether you left Australia to explore the big wide world or arrived Down Under to see what all the fuss is about, we’re working with HSBC to borrow your pearls of wisdom and turn them into a guide to overseas living.
That’s why one helpful expat can win $5,000 by telling us about the biggest obstacle they faced while taking the leap abroad. Did you forget to set up your overseas finances prior to departing? Do you wish you researched your adopted city more thoroughly? We want to hear every nitty-gritty nugget of info.
Just enter your details and give us a brief glimpse into your expat life for a chance to win $5k–think of it as travel money for your next adventure.
Bonne chance!
In 50 words or less - Tell Us What You Wish You Knew When Moving Abroad And You Could Win $5k?https://www.theurbanlist.com/competitions/expat-living-hsbc-competitionTERMS AND CONDITIONS:
Information on how to enter and the prize form part of these Terms and Conditions. Participation in THE URBAN LIST’S x HSBC ‘Win $5K By Telling Us What You Wish You Knew Before Moving Abroad’ Promotion (“Promotion”) is deemed acceptance of these Terms and Conditions.
The Promoter is The Urban List Pty Ltd ATF The Urban List Trust (ABN 56 349 266 482).
The Promotion is open to all residents of New South Wales, Queensland, Victoria and Western Australia aged 18 and over.
Employees (and their immediate family and/or those living in the same household) of the Promoter, and its respective affiliates, subsidiaries, agencies and suppliers associated with this promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
How to Enter
The Promotion period commences at 5:00pm AEDT Monday 24th April 2023 and ends at 11:59PM AEDT on Friday 9th June 2023 (“Promotional Period”).
To enter, individuals must complete the entry form and answer the question: Tell Us What You Wish You Knew When Moving Abroad And You Could Win $5k? In 50 words or less,
Incomplete or indecipherable entries will be deemed invalid.
Determining and Notifying the Winner
Selection of the winner will take place at the Sydney office of the Promoter, 8 Hill Street, Surry Hills, NSW, 2010 at 10:00am AEDT on Wednesday 17 May 2023.
This competition will run as a Game of Skill. One (1) entry will be selected for the Prize based on originality and creativity, as determined by The Promoter.
The Promoter’s decision is final and no correspondence will be entered into.
The winners will be notified via email, on Thursday 18 May 2023. The winner must acknowledge acceptance of and claim their Prize by replying to the specified e-mail with details requested. This must be received by the Promoter no later than 12:00PM AEDT Thursday 1st June 2023
If for any reason a winner does not acknowledge, accept and claim their Prize by 12:00PM AEST Thursday 1st June 2023 the Prize will be forfeited and another winner selected.
The Promoter will have no liability for a winner's failure to receive notices due to winner’s spam, junk email or other security settings or for a winner’s provision of incorrect or otherwise non-functioning contact information.
Any false prize notifications from unofficial Urban List Instagram accounts or email addresses are not valid.
The Prize
Prize Includes:
1 (one) x $5,000AUD cash prize to be deposited into the winner’s AUD bank account.
TOTAL PRIZE POOL: Up to the value of $5,000 AUD
Prize terms and conditions:
Anything not listed in the above prize details and value is not part of the prizing.
Prizing cannot be negotiated or traded in for something else.
The Prize will be subject to the conditions supplied at time of prize redemption.
This Prize cannot be exchanged for goods, nor can it be sold to any other person, and is non-transferrable. The Prize or any unused portion of a Prize, is not transferable or exchangeable.
The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
General
The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence).
The Promoter reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
If a winner of the Prize is under the age of 18 years, the Prize will be forfeited by that entrant, and a redraw will occur.
In the event of war, terrorism, state of emergency or disaster, the Promoter reserves the right to cancel, terminate, modify or suspend the promotion, or suspend or modify a prize.
The Promoter reserves the right to modify, suspend or terminate the Promotion without notice.
By accepting the prize, the winner and their guests give permission to the Promoter and HSBC to document their response and use that documentation in promotional campaigns including but not limited to social media, email, editorial, advertorial, website content and additional video platforms.
As a condition of entering the Promotion, each entrant licenses and grants the Promoter, its affiliates and sub-licensees a non-exclusive, royalty-free, perpetual, worldwide, irrevocable, and sub-licensable right to use, reproduce, modify, adapt, publish and display their entry (for any purpose, including but not limited to future promotional, marketing or publicity purposes, in any media, without compensation, restriction on use, attribution or liability. Entrants agree not to assert any moral rights in relation to such use and warrant that they have the full authority to grant these rights.
As a condition of accepting the Prize, each winner must sign any legal documentation in the form required by the Promoter, and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.
Entrants agree to have their email address added to the Promoter’s email list.
Nothing in these Terms and Conditions limits, excludes or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Promotion.
The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use this information, and disclose this information to third parties including but not limited to HSBC for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to opt out, access, update or correct personal information to the Promoter. The Promoters Privacy Policy is available at
https://www.theurbanlist.com/privacyAll entries become the property of the Promoter.
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