https://mozo.com.au/best/best-credit-cards#westpac-low-rate-cardWestpac Low Rate Card
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Up to $250 cashback offer (conditions apply)
$59 annual fee
Purchase rate of 13.74% p.a.
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Key details: With both a cashback offer and balance transfer offer available, the Westpac Low Rate Card has something for all kinds of credit card users. With their cashback offer, apply before 29 June 2023 to receive up to $250 cashback - $50 for each month you spend $1,000 or more on eligible purchases for the first 5 months. Otherwise, if you choose the balance transfer over the cash back offer, you can receive a 28 month balance transfer at a 0% p.a. balance transfer rate (after which the rate will switch to the variable cash advance rate) with a 2% balance transfer fee. These offers are for new cards only. This card has a $59 annual fee and a 13.74% p.a. purchase rate.